About The Position

As a Credit Risk Senior Associate Product Controller, you will support the end-to-end build and integration of a new credit card product into Card Services financial reporting, processes, and control frameworks. This hands-on role focuses on executing deliverables across requirements within the controls framework, testing and substantiation, and go-live stabilization, in partnership with Finance, Risk, Technology, and product teams. You will also contribute to credit risk analysis and reporting for the credit card loan portfolio, producing controlled, well-documented outputs that support governance and external reporting.

Requirements

  • Bachelor’s degree in Accounting, Finance, Information Systems, or a related discipline.
  • At least 2 years of experience in Finance, Accounting, Financial Reporting, or related fields.
  • Advanced Excel skills.
  • Demonstrated experience using SQL or Python to independently analyze, transform, and interpret large datasets.
  • Quantitative and analytical thinking.
  • Good written and verbal communication skills, disciplined documentation practices, self-starting ability, and the ability to manage multiple priorities across business-as-usual and change initiatives.

Responsibilities

  • Support end-to-end Product Control integration of a new credit card product into Card Services financial reporting, processes, and control framework, including requirements alignment, controls design and validation, testing and substantiation, go-live readiness, and post-implementation stabilization.
  • Coordinate delivery across Finance, Risk, Technology, and product teams.
  • Use SQL or Python for detailed data analysis to extract, reconcile, and validate data elements supporting the Controller workstream.
  • Support analytical review of the allowance for credit losses (ACL), including analysis of business drivers, assessment of model outputs, and use of data to support qualitative estimates summarized in financial reporting and quarterly memos.
  • Coordinate upstream and downstream deliverables across Finance, Risk, and business teams.
  • Prepare credit risk metrics and portfolio reporting, including trend analysis, and support the governance process.

Benefits

  • Comprehensive health care coverage
  • On-site health and wellness centers
  • Retirement savings plan
  • Backup childcare
  • Tuition reimbursement
  • Mental health support
  • Financial coaching
  • Eligible roles may receive commission-based pay and/or discretionary incentive compensation in the form of cash and/or forfeitable equity.
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