Senior Product Manager - Credit Risk

Bureau

8d•Remote

About The Position

The Senior Product Manager will own Bureau’s credit product line, including the signals, scores, and decisioning tools lenders use to approve, price, and monitor borrowers. The role focuses on building products for lenders, translating credit expertise into solutions that can be used by hundreds of lenders and shape access to credit for millions of people in India and beyond. The position owns the credit signals roadmap, works closely with lenders to understand underwriting and collections needs, and builds products spanning onboarding, underwriting, limits, early warnings, and collections. It partners with data science to define effective signals and move models from experimentation into production, then launches API-first products and measures their impact on approval rates, delinquency, and fraud loss. The role also supports sales pitches and pricing for credit deals and ensures products align with RBI and data protection rules.

Requirements

5–8 years in product management at PM or Senior PM level, owning products end to end.
Consumer-side credit experience at a lender, NBFC, credit fintech, or BNPL player, building and scaling products in India or globally.
Hands-on experience with bureau data, alternative data, risk scores, or fraud indicators used to improve decisions.
Data fluency, including the ability to question Gini or KS statistics and derive insights using SQL.
Clear communication with CROs, engineers, and salespeople.

Nice To Haves

Experience building or productizing a credit score, risk model, or decisioning engine.
Experience with India’s credit stack, including credit bureaus, Account Aggregator, UPI, or GST data.
Experience selling data or risk tools to lenders on the B2B side.

Responsibilities

Own the credit signals roadmap and prioritize signals to build, including alternative data, behavioural patterns, and fraud indicators that predict credit risk.
Work with banks, NBFCs, and fintechs to understand underwriting and collections processes and translate their needs into product.
Build products across the credit lifecycle, including onboarding, underwriting, limits, early warnings, and collections.
Partner with data science to define effective signals and take models from experiment to production.
Launch and scale API-first products and track approval rates, delinquency, and fraud loss.
Support sales pitches and pricing for credit deals.
Keep products aligned with RBI and data protection rules.