Senior Manager, Credit Risk
About The Position
The Senior Manager, Credit Risk will work in the Institutional Banking and Markets (IB&M) Credit Risk Americas Team in New York, which manages and oversees credit exposures across the Energy, Commodities, & Sustainability; Diversified Industries; Financial and Strategic Investors; and Financial Institutions and Government business units. The role focuses on Project Finance and Corporate clients and partners with IB&M Line 1 teams to ensure business is consistent with the Bank’s risk appetite. It requires strong risk analysis, effective use of credit approval delegation, identifying emerging risks, developing mitigation strategies, incorporating ESG considerations into risk analysis, and seeking more efficient ways of working. As the senior risk adviser in deal teams, the role analyses clients and structures, prepares credit submissions, and makes risk decisions or recommendations. It also advises on deal structuring, approval processes, policies, and risk management strategies; monitors market and industry developments; presents transactions and industry reports at internal forums; maintains stakeholder relationships; collaborates with other risk teams; and leads and mentors junior team members.
Requirements
- At least 8 years of experience in credit risk management at a financial institution.
- Strong analytical skills, including the ability to identify, assess, and mitigate risks.
- Excellent communication skills and the ability to interact with all levels of management and internal and external stakeholders.
- Strong leadership skills and the ability to lead and mentor a team.
- Problem-solving and decision-making capabilities, including experience exercising a meaningful delegation.
Nice To Haves
- 3–5 years of experience in project finance risk.
- A bachelor's degree in Finance, Accounting, Economics, or a related discipline.
- Formal credit training.
- Existing credit approval authority at a financial institution.
Responsibilities
- Act as the senior risk adviser in deal teams, analysing clients and structures, preparing credit submissions, and providing risk decisions or recommendations.
- Guide deal structuring, approval processes, and policies, and develop risk management strategies.
- Monitor market developments and global industry trends and advise senior management on portfolio risk management matters.
- Present transactions and industry reports as the accountable Risk Senior Manager at internal credit and business committee forums.
- Develop and maintain relationships with internal business units, senior IB&M and Risk colleagues, and industry groups.
- Collaborate with other risk management teams to align risk management strategies across the organisation.
- Drive continuous improvement through team member development and process, policy, and procedure simplification projects.
- Lead and mentor junior team members and contribute to a collaborative team culture.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
