Senior Analyst, Credit & Risk
About The Position
World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working-capital protection across its North American Land wholesale portfolios. The role evaluates the creditworthiness of new and existing counterparties, analyzes financial risk exposure, and enables informed commercial decision-making. Alongside core underwriting responsibilities, the role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. It operates with a high degree of independence, partners closely with Commercial, Legal, and Finance stakeholders, and reports to the Director of NA Land Credit & Risk.
Requirements
- Strong experience analyzing financial statements and underwriting credit risk.
- Working knowledge of forward trading concepts and mark-to-market exposure.
- Advanced Excel skills with strong attention to detail.
- Proficiency in Microsoft Office, including Excel, Word, and Outlook.
- Strong analytical, organizational, and time-management skills.
- Ability to collaborate effectively across cross-functional teams.
- Customer-focused mindset with balanced risk judgment.
- Sound business judgment and ability to make data-driven credit decisions.
- Continuous-improvement mindset and willingness to challenge the status quo.
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- At least 3 years of experience in credit, risk, or accounting.
Nice To Haves
- Power BI proficiency.
- Experience with PDI and/or Oracle ERP systems.
- Experience in commodities, energy, or trading environments.
Responsibilities
- Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions.
- Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk.
- Evaluate mark-to-market (MTM) exposure and forward trading activity with customers and suppliers.
- Determine appropriate credit support and security requirements to mitigate risk.
- Partner with Commercial and Legal teams on credit-related matters for new and existing customers.
- Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss-control procedures.
- Gather, review, and analyze customer information to support credit recommendations.
- Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms.
- Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad-debt reserves and write-offs.
- Support system and process alignment between PDI and Oracle ERP environments following system migrations.
- Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy.
- Perform ad hoc analysis and special projects as needed.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
