Sr. Credit Risk Analyst

Vertiv Group•Westerville, OH

6h•Onsite

About The Position

Vertiv is seeking a Senior Credit Risk Analyst to join its Americas Finance team at its headquarters in Westerville, Ohio. The role evaluates and manages customer credit risk across Vertiv's Americas business while supporting revenue growth, cash flow protection, and compliance with company policies. It conducts financial and credit analysis for new and existing customers, establishes and monitors credit limits, reviews complex commercial transactions, and recommends strategies to mitigate financial risk. The Senior Credit Risk Analyst partners with Sales, Order Management, Legal, Finance, Collections, and executive leadership to provide timely, well-supported credit decisions that balance risk and business objectives. The position also supports process improvement initiatives, SOX compliance, credit hold management, portfolio monitoring, and management and audit reporting. It holds delegated credit approval authority up to $1,000,000 and provides recommendations for transactions requiring higher approval.

Requirements

BA or BS in Business Administration, Finance, Accounting, or an equivalent degree.
At least 4 years of progressive experience in commercial credit and collections, financial analysis, or risk management in a B2B environment.
Ability to analyze financial statements, interpret credit applications, evaluate trade and banking references, and apply credit scoring methodologies and credit bureau data to support credit decisions and risk assessments.
Strong critical-thinking, analytical, and problem-solving skills, including the ability to evaluate information, assess risk, and make informed business decisions.

Nice To Haves

Strong interpersonal skills for professional communication with internal and external customers or business partners.
Excellent organization and time-management skills to manage credit tasks through timely resolution.
Ability to consolidate and summarize large amounts of data or documentation into concise explanations.
A valid Ohio Notary Public commission; willingness to obtain one if not currently certified is a plus.
Experience in a manufacturing, construction, or industrial environment.
Experience with Microsoft Office Suite, including Outlook, Excel, and Word.
Familiarity with Oracle, DataZen, Power BI, Smartsheet, or similar business systems.

Responsibilities

Conduct comprehensive credit reviews for new and existing customers using financial statements, credit applications, trade and bank references, credit bureau reports, and publicly available information.
Establish appropriate credit limits and risk mitigation requirements based on financial strength, payment history, business outlook, and project exposure.
Evaluate large-scale project opportunities where future exposure may significantly exceed approved credit limits.
Conduct recurring customer portfolio reviews to ensure credit limits remain aligned with current business activity and financial condition.
Partner with Credit Leadership on high-risk, distressed, bankrupt, or strategically important accounts.
Facilitate or participate in customer discussions when additional financial information, collateral, or credit support is required.
Use credit risk mitigation tools, including Letters of Credit, Joint Check agreements, Mechanic’s Liens, and Payment Bonds, to manage and minimize financial risks.
Review and manage customer credit hold queues to support timely decisions and order fulfillment.
Own and manage SOX-related reporting for controls around customer credit limits and complete related activities in preparation for monthly reviews.
Identify, recommend, and participate in initiatives to improve credit processes, workflow efficiency, system utilization, reporting, automation, and operational excellence.
Assist with documenting and updating standard operating procedures and training materials.
Manage and support ad hoc projects, reporting requests, and business initiatives as assigned.