Principal Product Manager

IXOPAY•Pennsylvania - Remote, IL

33d•$175,000 - $190,000•Remote

About The Position

IXOPAY is seeking a Principal Product Manager with a strong background in payments orchestration, tokenization, and fraud, risk, and identity products. This is a player-coach role focused on client and user-centered design, working closely with engineering, sales, and customers to build data-driven solutions that enhance payment performance, cost efficiency, and data management. The role involves contributing to AI-driven payments products that help global merchants optimize payment strategies, improve conversion rates, manage risks, and gain insights from their data.

Requirements

Extensive experience in Product Management, including leadership responsibility in B2B SaaS, fintech, or payments infrastructure.
Deep domain expertise in one or more of: Payment orchestration, Tokenization, Fraud/risk systems, Payment gateways/acquiring, Payment optimization.
Experience building platform products and APIs for enterprise customers.
Proven ability to lead complex cross-functional initiatives across Product and Engineering organizations.
Experience managing and developing Product Managers.
Strong strategic thinking combined with operational execution excellence.

Nice To Haves

Experience with network tokenization, card lifecycle management, or payment network integrations.
Familiarity with modern payment ecosystems including PSPs, acquirers, issuers, and alternative payment methods.
Experience with machine learning or data-driven payment optimization concepts.
Background working in high-growth fintech or infrastructure/platform companies.
Experience leading globally distributed teams.

Responsibilities

Lead the Next Generation Unified Commerce Vision: Define and execute IXOPAY’s next-generation platform strategy, evolving it into a modular, scalable, intelligence-driven payments ecosystem. Drive long-term platform thinking while balancing near-term priorities.
Own the Tokenization & Risk Product Line: Lead product strategy, roadmap, execution, and lifecycle management for tokenization and risk products. Develop capabilities in network tokenization, vault/token lifecycle management, card account updater services, fraud prevention and risk orchestration, authentication and compliance flows, and payment performance optimization. Translate customer needs, market dynamics, and emerging trends into differentiated product capabilities.
Drive Platform and Commercial Impact: Work directly with enterprise customers, payment processors, networks, and strategic partners. Support go-to-market initiatives with Product Marketing, Sales, and Customer Success. Define KPIs and success metrics for adoption, payment performance, conversion, token utilization, fraud reduction, and platform scalability.
Promote AI-Enhanced Product Practices: Introduce and operationalize AI-assisted tools for product management basics, accelerated prototyping, research hypothesis testing, and synthesis. Help the product organization leverage AI to improve speed and quality.