Principal Product Manager - Credit
About The Position
As a Principal Product Manager for Marqeta’s Credit team, you will own the end-to-end strategy for its credit platform, defining and delivering a multi-quarter roadmap that scales core credit services to meet customer and partner needs. This individual contributor role calls for a recognized credit and fintech thought leader with strong technical fluency and the ability to make risk/reward decisions and set product standards across a complex stakeholder environment. You will mentor others and lead outcomes across teams without direct reports. The role includes shaping credit platform strategy, authoring product requirements and technical documentation, and partnering with engineering leaders on architecture decisions involving account management, transaction processing, and data integrity. You will coordinate cross-functional delivery, engage customers and stakeholders, use analytics to guide prioritization, and represent Marqeta’s credit expertise with enterprise clients, issuing banks, and networks. The position follows Marqeta’s Flexible First model and can be performed remotely. The listed new-hire base salary ranges by U.S. location tier are $198,100–$247,600 (National), $214,400–$268,000 (Premium), and $233,000–$291,300 (Premium Plus). Eligible employees may receive annual bonuses. Benefits currently include multiple health insurance options, flexible time off, a retirement savings program with company contributions and after-tax contributions, equity in a publicly traded company, an Employee Stock Purchase Program, family-forming benefits, fertility support, parental leave base salary top-up, free therapy sessions, financial and professional coaching, legal advice, a monthly remote-work stipend, and annual development dollars.
Requirements
- 10+ years of product management experience in fintech or payments.
- Demonstrated experience working with networks and banks in a leadership capacity.
- Track record of shipping technically complex credit products and/or platforms at scale within multi-stakeholder, regulated ecosystems.
- Ability to identify credit market opportunities, translate them into actionable strategy, and bring stakeholders along.
- Executive presence and experience influencing senior leadership, external customers, and cross-functional partners, including legal, compliance, and risk.
- Technical acumen and comfort engaging with APIs, data models, system architecture, AI/ML applications, and emerging technologies.
- Ability to act decisively in ambiguous situations and move teams through internal and external roadblocks with clarity and accountability.
Nice To Haves
- Prior experience building or scaling credit-as-a-service or embedded credit products for enterprise clients or card program managers.
Responsibilities
- Define, own, and deliver the multi-quarter strategy and roadmap for credit platform core services, aligning priorities with client needs, business objectives, and regulatory requirements.
- Author detailed product requirements and technical documentation for backend systems, APIs, and data models supporting credit account management and transaction processing.
- Coordinate engineering, go-to-market, operations, legal, compliance, and risk stakeholders to bring credit products and features from concept to market.
- Partner with engineering leaders on architecture decisions affecting account management, transaction processing, and data integrity, and own the product consequences of those decisions.
- Engage directly with external customers and internal stakeholders to identify needs, validate solutions, and ensure features create measurable value.
- Use analytics and product metrics to identify platform gaps, measure feature impact, and refine roadmap prioritization.
- Represent Marqeta’s credit expertise with enterprise clients, issuing banks, and networks, and incorporate market and regulatory signals into the roadmap.
- Align multiple teams and own outcomes without direct reports.
- Mentor others on the team.
Benefits
- Multiple health insurance options
- Flexible time off
- Retirement savings program with company contribution and after-tax contributions
- Equity in a publicly traded company
- Employee Stock Purchase Program
- Family-forming benefits
- Fertility support
- Generous parental leave base salary top-up
- Free therapy sessions
- Financial coaching
- Professional coaching
- Legal advice
- Monthly stipend to support the remote work model
- Annual development dollars
- Annual bonuses for eligible employees
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What This Job Offers
Job Type
Full-time
Career Level
Principal
Education Level
No Education Listed
