Principal Product Manager, Banking Infrastructure

Panacea Financial

About The Position

We are seeking an experienced and highly strategic Principal Product Manager to lead complex, high-impact product initiatives across a financial technology platform. This senior individual contributor owns product strategy, roadmap development, and execution for critical banking infrastructure capabilities that support long-term growth. The role calls for deep banking technology expertise, technical fluency, and business judgment to develop scalable, secure, and reliable financial infrastructure solutions. The Product Manager must navigate ambiguity, influence senior stakeholders, and collaborate with engineering, architecture, operations, compliance, and business leadership to deliver meaningful outcomes. The role owns the vision, strategy, and roadmap for complex, business-critical product capabilities, translating company objectives into actionable priorities and measurable outcomes. It leads product discovery and research to identify customer problems, test solution hypotheses, and iterate based on learning. It drives the full product lifecycle, from discovery and requirements definition through launch and optimization, while managing complex initiatives across systems, integrations, stakeholders, and dependencies. The position is responsible for foundational banking capabilities, including core banking integrations, transaction processing, and supporting infrastructure. It works with engineering and architecture teams on scalable, secure banking solutions; identifies opportunities to modernize infrastructure and improve operational efficiency; and defines and monitors performance metrics for reliability, scalability, integration effectiveness, and operational performance. The role also partners across engineering, design, data, compliance, risk, operations, and business teams, and communicates strategy, progress, risks, and recommendations to senior leadership.

Requirements

10+ years of experience in product management, including significant ownership of complex technology products.
Experience in fintech, financial services, banking technology, payments, or related industries.
Demonstrated success leading major product initiatives from strategy through launch.
Experience with AI-enabled products and automation, with a strong bias toward hands-on learning and experimentation.
Strong technical understanding of APIs, integrations, data flows, and modern software architecture.
Experience working closely with engineering teams on complex platforms or enterprise technology solutions.
Strong analytical skills and ability to use data to inform prioritization and measure success.
Exceptional stakeholder management, communication, and strategic problem-solving skills.
Ability to operate independently and influence decisions at the executive level.

Nice To Haves

Experience leading 0-to-1 product development and navigating high levels of ambiguity.
Experience with core banking modernization, platform implementations, or system migrations.
Familiarity with Finxact or similar modern core banking technologies.
Experience with banking APIs, ledger systems, transaction processing, and financial data architecture.
Experience integrating core banking platforms with third-party financial services providers and digital banking solutions.
Experience applying Marty Cagan’s Product Operating Model principles in practice.
Experience building products in regulated financial services environments.
Experience scaling products in high-growth fintech organizations.

Responsibilities

Translate company objectives into actionable product priorities and measurable outcomes.
Own the product vision, strategy, and roadmap for complex, business-critical product capabilities.
Lead product discovery and research to uncover customer problems, develop solution hypotheses, and test and validate them.
Identify opportunities to improve customer experiences, operational efficiency, and platform scalability.
Serve as a strategic thought partner to the Head of Product and executive leadership.
Drive the full product lifecycle from discovery and requirements definition through launch and optimization.
Partner with engineering and architecture teams to design scalable, secure, and reliable solutions.
Lead complex initiatives involving multiple systems, integrations, stakeholders, and dependencies.
Establish clear product requirements, success metrics, and delivery priorities.
Navigate technical and operational tradeoffs while maintaining alignment with long-term product strategy.
Own the strategy and evolution of foundational banking capabilities, including core banking integrations, transaction processing, and supporting infrastructure.
Lead product initiatives involving complex system integrations, banking APIs, data flows, and operational dependencies.
Identify opportunities to modernize banking infrastructure, improve operational efficiency, and support development of new financial products.
Define and monitor product performance metrics related to system reliability, scalability, integration effectiveness, and operational performance.
Partner with engineering, design, data, compliance, risk, operations, and business teams to ensure successful product delivery.
Influence priorities and decisions across teams without relying on direct authority.
Communicate product strategy, progress, risks, and recommendations to senior leadership.