Principal Architect- Agentic Commerce transformation

JPMorganChase • Chicago, IL

4d

About The Position

As a Principal Architect at JPMorganChase within Commercial & Investment Bank Payments Technology, you will lead architecture for the B2B Commerce transformation across intelligent payment orchestration, supplier network services, AI and agentic systems, and multi-rail payments. You will define the target-state architecture and apply modern cloud, distributed systems, and AI engineering practices to accelerate delivery of this strategic growth initiative.

The role calls for a senior technical leader who translates business strategy into scalable, secure, and resilient technology solutions; establishes reusable AI patterns; champions Spec-Driven Development and AI-enabled engineering; and partners across Product, Engineering, Data, AI, Risk, and Architecture to align teams and drive delivery. You will influence architecture decisions and communicate strategy to senior leaders.

Requirements

• Formal training or certification in architecture concepts and 10+ years of applied experience.
• Hands-on experience designing and delivering large-scale distributed systems and production software.
• Deep knowledge of cloud-native architecture, APIs, microservices, event-driven systems, data architecture, resiliency, security, observability, and performance.
• Strong software engineering foundation with expertise in one or more programming languages.
• Experience designing AI, generative AI, or agentic systems and integrating them into enterprise platforms.
• Experience with AWS and enterprise AI platforms such as Amazon Bedrock or equivalent technologies.
• Experience applying Spec-Driven Development (SDD) and AI-assisted engineering practices.
• Ability to influence across engineering teams and communicate complex architecture decisions to senior leaders.

Nice To Haves

• Experience in B2B payments, commercial payments, transaction banking, payables, receivables, or payment networks.
• Experience with multi-rail payments, intelligent routing, decisioning, or orchestration platforms.
• Experience with AWS, Amazon Bedrock, generative AI, and agentic architectures.
• Experience with supplier onboarding, AP/AR automation, remittance, reconciliation, ERP integration, or payment execution.
• Demonstrated ability to connect architecture decisions to client outcomes, engineering velocity, and business growth.

Responsibilities

• Lead target-state architecture for B2B Commerce, translating business strategy into scalable, secure, and resilient technology solutions.
• Drive architecture across intelligent payment orchestration, supplier network services, and multi-rail payments.
• Design modern cloud-native and distributed systems using APIs, microservices, event-driven, and data architecture patterns.
• Architect AI and agentic systems, including orchestration, grounding, memory, tool integration, observability, and appropriate controls.
• Establish reusable AI patterns leveraging AWS, Amazon Bedrock, and enterprise data and services.
• Champion Spec-Driven Development (SDD) and AI-enabled engineering to improve quality, traceability, reuse, and delivery velocity.
• Partner across Product, Engineering, Data, AI, Risk, and Architecture to align teams and drive delivery.
• Serve as a senior technical leader, influencing architecture decisions and communicating strategy to senior leaders.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal
• Education Level: No Education Listed