Principal Architect- Agentic Commerce transformation
About The Position
As a Principal Architect at JPMorganChase within Commercial & Investment Bank Payments Technology, you will lead architecture for the B2B Commerce transformation across intelligent payment orchestration, supplier network services, AI and agentic systems, and multi-rail payments. You will define the target-state architecture and apply modern cloud, distributed systems, and AI engineering practices to accelerate delivery of this strategic growth initiative. The role calls for a senior technical leader who translates business strategy into scalable, secure, and resilient technology solutions; aligns teams across Product, Engineering, Data, AI, Risk, and Architecture; and communicates architecture strategy and decisions to senior leaders. The position also advances reusable AI patterns and Spec-Driven Development (SDD) to improve quality, traceability, reuse, and delivery velocity. JPMorganChase offers a competitive total rewards package, with base salary determined by role, experience, skill set, and location. Eligible roles may also receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity. Benefits and programs are based on eligibility. JPMorganChase is an equal opportunity employer and provides reasonable accommodations for applicants and employees.
Requirements
- Formal training or certification in architecture concepts and 10+ years of applied experience.
- Hands-on experience designing and delivering large-scale distributed systems and production software.
- Deep knowledge of cloud-native architecture, APIs, microservices, event-driven systems, data architecture, resiliency, security, observability, and performance.
- Strong software engineering foundation with expertise in one or more programming languages.
- Experience designing AI, generative AI, or agentic systems and integrating them into enterprise platforms.
- Experience with AWS and enterprise AI platforms such as Amazon Bedrock or equivalent technologies.
- Experience applying Spec-Driven Development (SDD) and AI-assisted engineering practices.
- Ability to influence across engineering teams and communicate complex architecture decisions to senior leaders.
Nice To Haves
- Experience in B2B payments, commercial payments, transaction banking, payables, receivables, or payment networks.
- Experience with multi-rail payments, intelligent routing, decisioning, or orchestration platforms.
- Experience with AWS, Amazon Bedrock, generative AI, and agentic architectures.
- Experience with supplier onboarding, AP/AR automation, remittance, reconciliation, ERP integration, or payment execution.
- Demonstrated ability to connect architecture decisions to client outcomes, engineering velocity, and business growth.
Responsibilities
- Lead target-state architecture for B2B Commerce, translating business strategy into scalable, secure, and resilient technology solutions.
- Drive architecture across intelligent payment orchestration, supplier network services, and multi-rail payments.
- Design modern cloud-native and distributed systems using APIs, microservices, event-driven patterns, and data architecture patterns.
- Architect AI and agentic systems, including orchestration, grounding, memory, tool integration, observability, and appropriate controls.
- Establish reusable AI patterns leveraging AWS, Amazon Bedrock, and enterprise data and services.
- Champion Spec-Driven Development (SDD) and AI-enabled engineering to improve quality, traceability, reuse, and delivery velocity.
- Partner across Product, Engineering, Data, AI, Risk, and Architecture to align teams and drive delivery.
- Serve as a senior technical leader, influencing architecture decisions and communicating strategy to senior leaders.
Benefits
- Competitive total rewards package, including base salary and, for eligible roles, commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
- Comprehensive health care coverage.
- On-site health and wellness centers.
- Retirement savings plan.
- Backup childcare.
- Tuition reimbursement.
- Mental health support.
- Financial coaching.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Principal
Education Level
No Education Listed
