Pre-Auditor

Merchants Mortgage & Trust Corporation•Greenwood Village, CO

14d•$54,000 - $56,000

About The Position

An established mortgage company is seeking a detail-oriented and motivated Pre-Closing Auditor/Reviewer for its Loan Operations team. The role ensures loan files are accurate, complete, and compliant before funding. The auditor works with loan officers, processors, underwriters, and title companies to review documentation, identify discrepancies, and confirm that loan conditions and investor requirements are met before closing. The work takes place in a fast-paced, collaborative, high-volume environment where accuracy, communication, focus, and composure under pressure are essential. Experience in real estate, mortgage, or title insurance is helpful but not required; training is available for a candidate with a strong work ethic, eagerness to learn, and exceptional attention to detail. Team members are expected to communicate professionally and constructively with colleagues and management, welcome performance feedback, and continue learning about industry guidelines, internal processes, and technical tools. After an initial training period, the position may be performed in a hybrid work environment.

Requirements

Exceptional attention to detail and a high degree of accuracy.
Strong organizational skills and ability to manage multiple tasks and deadlines simultaneously.
Proficiency in Microsoft Office Suite, including Outlook, Excel, Word, and Teams.
Ability to learn and navigate loan origination and document management systems.
Strong deductive reasoning and sound decision-making skills.
Effective verbal and written communication skills.
Ability to work independently and collaboratively as part of a team.
Trustworthiness, accountability, and commitment to maintaining the confidentiality of sensitive financial information.
Positive, can-do attitude and willingness to take on new challenges.
Ability to stay focused and composed under pressure in a high-volume environment.
Professional and constructive engagement with colleagues and management, and willingness to accept performance feedback.
Commitment to continuous learning and staying current on industry guidelines, internal processes, and technical tools.

Nice To Haves

Prior experience in mortgage, real estate, title insurance, or a related financial services field.
Familiarity with loan documents, Settlement Statements, or title commitments.

Responsibilities

Perform pre-closing audits of loan files to ensure documentation is complete, accurate, and compliant with loan conditions and investor guidelines.
Review and analyze Title Commitments, Homeowner’s Insurance, Appraisals, and Settlement Statements to confirm requirements are satisfied.
Calculate and verify prepaid interest, loan fees, closing costs, and wire amounts before funding.
Identify discrepancies and outstanding conditions and communicate them promptly and professionally to the appropriate team members.
Collaborate with processors, closers, underwriters, and management to resolve issues and keep loans on track for timely closing.
Enter and maintain accurate loan data across multiple internal systems.
Adapt to changing loan guidelines, investor requirements, and internal processes.
Perform other duties as assigned by management to support department operations.