Pre-Auditor

Merchants Mortgage & Trust Corporation•Greenwood Village, CO
•Hybrid

About The Position

An established mortgage company is seeking a detail-oriented and motivated Pre-Closing Auditor/Reviewer to join its Loan Operations team. The role helps ensure loan files are accurate, complete, and compliant before funding. The auditor/reviewer works with loan officers, processors, underwriters, and title companies to review documentation, identify discrepancies, and verify that loan conditions and investor requirements are met before closing. This is a fast-paced, collaborative environment where accuracy and communication are essential. Experience in real estate, mortgage, or title insurance is helpful but not required; training is available for a candidate with a strong work ethic, eagerness to learn, and exceptional attention to detail. The position involves detailed review of loan files and documents, verification of financial figures before funding, communication and resolution of outstanding issues, and maintenance of loan information in internal systems. The role requires adapting to changing guidelines and processes, managing multiple tasks and deadlines, and maintaining confidentiality of sensitive financial information. The work environment is high-volume and requires staying focused and composed under pressure. Team members are expected to communicate professionally and constructively, welcome performance feedback, and pursue continuous learning. After the initial training period, the position may be performed in a hybrid work environment.

Requirements

  • Exceptional attention to detail and a high degree of accuracy.
  • Strong organizational skills and ability to manage multiple tasks and deadlines simultaneously.
  • Proficiency in Microsoft Office Suite, including Outlook, Excel, Word, and Teams.
  • Ability to learn and navigate loan origination and document management systems.
  • Strong deductive reasoning and sound decision-making skills.
  • Effective verbal and written communication skills.
  • Ability to work independently and collaboratively as part of a team.
  • Trustworthiness, accountability, and commitment to maintaining confidentiality of sensitive financial information.
  • Positive, can-do attitude and willingness to take on new challenges.
  • Excel skills.
  • Knowledge of Teams.

Nice To Haves

  • Prior experience in mortgage, real estate, title insurance, or a related financial services field.
  • Familiarity with loan documents, Settlement Statements, or title commitments.

Responsibilities

  • Perform pre-closing audits of loan files to confirm documentation is complete, accurate, and compliant with loan conditions and investor guidelines.
  • Review and analyze Title Commitments, Homeowner’s Insurance, Appraisals, and Settlement Statements to confirm requirements are satisfied.
  • Calculate and verify prepaid interest, loan fees, closing costs, and wire amounts before funding.
  • Promptly and professionally identify and communicate discrepancies or outstanding conditions to appropriate team members.
  • Collaborate with processors, closers, underwriters, and management to resolve issues and keep loans on track for timely closing.
  • Enter and maintain accurate loan data across multiple internal systems.
  • Adapt to changing loan guidelines, investor requirements, and internal processes.
  • Perform other duties assigned by management to support department operations.

Benefits

  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k) matching plan
  • Life insurance
  • Sick and vacation time
  • Voluntary benefits
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