Personal Banker

PNC•Spanish Fort, AL
•Onsite

About The Position

At PNC, employees work together to deliver a strong customer experience and contribute to an inclusive workplace. This Personal Banker role is part of PNC's Retail Banking organization and is based in Spanish Fort, Alabama. The position is in-office. PNC does not provide employment visa sponsorship or participate in STEM OPT for this position. The Personal Banker acquires and deepens branch customer relationships through proactive sales and service. The role identifies ways to improve customers’ financial wellbeing, collaborates with ecosystem partners, and positions PNC solutions to increase revenue and customer loyalty. It uses internal and outbound conversations, appointment setting, teller interactions, service-to-sales, lobby engagement, and a full PNC conversation to identify appropriate solutions. The Personal Banker also educates customers about transaction-management options and applies product and procedural knowledge to resolve problems. The role supports branch operations and manages risk by following policies and procedures, using sound judgment, and maintaining heightened scrutiny to avoid loss. Candidates typically need an associate degree or equivalent and related experience or product knowledge; the posting states that roles at this level typically require 3 or more years of experience. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience may be considered. The listed education field is “No Degree,” and no certification or language assessment is required.

Requirements

  • Typically requires 3 or more years of experience.
  • Roles at this level typically require an associate degree or equivalent, as well as related experience or product knowledge; a comparable combination of education, job-specific certification(s), and experience may be considered in lieu of a degree.
  • Demonstrate appropriate knowledge, skills, and abilities for the role.
  • No required certifications.
  • No required or preferred language assessments.

Nice To Haves

  • Accountability
  • Banking
  • Client loyalty
  • Customer experience (CX)
  • Customer service
  • Identifying opportunities
  • Leveraging technology
  • Proactive sales
  • Banking products
  • Digital awareness
  • Effective communications
  • Managing multiple priorities
  • Matrix management
  • Problem solving
  • Prospecting
  • Retail lending
  • Selling
  • Understanding customer needs

Responsibilities

  • Acquire and deepen branch customer relationships through proactive sales and service activities.
  • Identify opportunities to improve customers’ financial wellbeing and position appropriate PNC solutions.
  • Collaborate with ecosystem partners and community Centers of Influence to acquire, expand, and retain customer relationships.
  • Conduct proactive sales conversations through outbound calling, service-to-sales interactions, teller interactions, appointment setting, and lobby engagement.
  • Deliver a full PNC conversation during every client interaction to identify appropriate solutions.
  • Create customer loyalty and grow customers’ share of wallet through a differentiated customer experience.
  • Educate customers about options for managing financial transactions using technology, tools, and resources.
  • Apply product and procedural knowledge to identify, mitigate, and solve customer problems.
  • Manage risk by adhering to policies and procedures, exercising sound judgment within established limits, and identifying and avoiding loss.
  • Participate in branch daily operations and ensure they are completed efficiently and accurately.

Benefits

  • Medical and prescription drug coverage, with a Health Savings Account feature
  • Dental and vision options
  • Employee and spouse/child life insurance
  • Short- and long-term disability protection
  • 401(k) with PNC match
  • Pension and stock purchase plans
  • Dependent care reimbursement account
  • Back-up child and elder care
  • Adoption, surrogacy, and doula reimbursement
  • Educational assistance, including select fully paid programs
  • Wellness program with financial incentives
  • Maternity and/or parental leave
  • Up to 11 paid holidays each year
  • 9 occasional absence days each year, unless otherwise required by law
  • 15 to 25 vacation days each year, depending on career level and years of service
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