Personal Banker

First National Bank Texas•Las Cruces, NM

About The Position

Under direct supervision, the Personal Banker provides exceptional customer service in a high-volume sales environment, including receiving and paying cash. The role evaluates new and existing customer relationships and recommends products and services to support customers’ financial success. The Personal Banker follows established bank policies and supervisor direction and is accountable for monthly new-account production assigned by upper management. The position may involve in-store aisle prospecting and serving a diverse customer base, including a large Spanish-speaking population. The role processes deposits and withdrawals, verifies cash and checks, checks endorsements, guards against counterfeit currency and identification, enters transactions, issues receipts, and balances daily operations. It also sells and prepares money orders, cashier’s checks, bank-to-bank wires, and certificates of deposit; processes Western Union wires and cash advances; and cross-sells bank products and services. The Personal Banker performs other related tasks requested by supervisors, maintains regular and predictable attendance and punctuality, and works within established approval limits. The position may require standing or walking for extended periods, working in a high-volume, stressful, noisy environment, operating a computer and other office machinery, and lifting up to 50 pounds. Schedules are based on business needs and may change at any time.

Requirements

  • At least 18 years of age.
  • High school diploma, high school equivalency, or currently attending high school.
  • Must be able to work a flexible schedule, including evenings, weekends, and holidays.
  • Must successfully pass a background investigation according to company policy.
  • Must be able to work effectively with co-workers in a team environment.

Nice To Haves

  • Six months of work experience in a retail or customer service environment is preferred.

Responsibilities

  • Provide customer service, including receiving and paying cash, in a high-volume sales environment.
  • Evaluate customer relationships and recommend bank products and services.
  • Follow established bank policies and supervisor direction.
  • Meet monthly new-account production goals assigned by upper management.
  • Participate in active sales activities, including possible in-store aisle prospecting.
  • Process deposits and pay out funds according to bank procedures; accurately record transactions and balance daily operations.
  • Receive cash and checks for deposit, verify amounts, and check endorsements.
  • Examine cash and identification to help guard against counterfeit items and fraudulent identification.
  • Enter transactions into the computer and issue customer receipts.
  • Sell and prepare money orders, cashier’s checks, bank-to-bank wires, and certificates of deposit.
  • Process Western Union wires and cash advances.
  • Cross-sell bank services and products.
  • Provide bank services to a diverse customer base, including a large Spanish-speaking population.
  • Perform other bank-related tasks requested by supervisors.
  • Maintain regular, predictable attendance and punctuality.
  • Work within established approval limits.
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