Payments & Technology Banking Associate

SouthState Bank•Atlanta, GA

1d•Onsite

About The Position

The Payments & Technology Banking Associate supports SouthState Bank’s Payments Technology Banking team in growing deposits and fee income and serving a nationwide client base. The role works with Corporate Financial Services colleagues, senior bankers, Treasury Services Officers, and risk, credit, operations, and compliance partners to develop client relationships, deliver banking products and services, and support profitable growth. The associate performs financial analysis, underwriting, and closing activities for new and existing opportunities; prepares ACH limit and credit memos; supports client onboarding and implementation; and helps manage an assigned portfolio. Portfolio work includes monitoring clients’ financial, operational, and compliance status and ensuring financial and compliance information is received and reviewed in a timely manner. The position also supports customer relationships, cross-selling, industry analysis, and senior bankers’ client work. The role is based in an office setting in Atlanta, Georgia. Travel may be required for meetings. The position requires compliance with banking regulations and bank policies, including Bank Secrecy Act, OFAC, and USA PATRIOT Act requirements.

Requirements

Bachelor’s degree; preferably in Finance, Business, Accounting, Economics, or a related field.
At least two years of commercial banking, financial services, card services, or relevant company experience.
Strong oral, written, and interpersonal relationship-management skills.
Sound credit and risk-management judgment.
Proficiency with PC software, including Microsoft Excel.
Excellent organizational and teamwork skills.
Demonstrated ability to work in a cross-functional environment.
Knowledge of financial and accounting concepts to evaluate financial models, client audits, and operational risks.
Knowledge of financial statement analysis, client cash-flow cycles, and risk-management considerations.
Strong organizational and leadership skills, with the ability to multitask and meet deadlines.
Understanding of operating and financial risk management.
Ability to speak, hear, see, sit, multitask, concentrate, think, and learn; may occasionally need to lift up to 15 pounds.
Ability to travel to meetings as needed.

Nice To Haves

Formal bank credit training, risk management experience, or equivalent experience.
Experience in portfolio management, treasury services, risk management, auditing, or underwriting.

Responsibilities

Support the Payments Technology Banking team in growing deposits and fee income for SouthState Bank.
Build working relationships with Corporate Financial Services team members.
Meet or exceed the annual budget and maximize portfolio profitability through appropriate pricing and delivery of bank products and services to a nationwide client base.
Work with the Payments and Technology line-of-business head and risk management, credit administration, and compliance partners to develop profitable client relationships.
Complete financial analysis, underwriting, and closing for new and existing client opportunities.
Prepare new and existing client ACH limit and credit memos in support of business initiatives.
Support new-client implementation, including document collection, file management, view memos, and coordination with Operations, Risk Management, and Compliance.
Develop referral and center-of-influence networks with team members and enhance the Bank’s marketplace reputation.
Work with Treasury Services Officers to cross-sell SouthState treasury services products.
Monitor assigned clients’ financial, operational, and compliance status; review the portfolio with cross-functional teams and ensure required financial and compliance information is received and reviewed promptly.
Support relationship banking through ongoing customer contact, call reports, quality customer experiences, and superior service.
Perform industry analysis and participate in relevant industry events.
Communicate successes and challenges to the direct manager regularly and efficiently.
Provide in-depth support to senior bankers for assigned clients, including meeting preparation, client-meeting participation, call notes, and follow-up.
Comply with Bank compliance requirements, including Bank Secrecy Act, OFAC, and USA PATRIOT Act requirements.
Perform other duties as assigned; management may amend responsibilities as client needs require.
Complete assigned Compliance and BSA training and comply with applicable regulations, policies, and procedures.