Transaction Banking, Payments Product Manager, Vice President

Goldman Sachs•Dallas, TX

About The Position

The Payments Product Manager is pivotal in providing the direction and end to end management of the Payments products, with responsibility for defining and implementing the Payments Product business strategy, understanding the risks associated with the product, development of new products and commercialization of these products. The role requires a deep understanding of Corporate payments and payment rails including cross border/cross currency solutions. Understanding of client challenges/opportunities and industry trends will be required as inputs into the Payments strategic product roadmap and commercialization strategy.

Requirements

7+ years of experience in payments related role
5+ years experience as payments product manager or payments product development lead
Experience of implementing payment rails (e.g. CHIPS, Fedwire, Target2) or other payment products
Detailed payment rail knowledge (e.g. SWIFT, Fedwire, ACH, SEPA, BACS, Target2)
Proven track record of delivering initiatives on-time whilst balancing customer's outcomes, business needs, technical feasibility and product risks
Demonstrable ability to partner with operations and engineering teams to deliver best in class solutions
Experience of end-to-end product ownership from ideation to commercialization, working in a diverse global team driving rapid team and product growth
Comfortable in client-facing situations partnering with Sales teams with the ability to understand and articulate customer needs and turn requirements into actionable solutions
Excellent organizational, time management and planning skills and experience of maintaining requirements and information in JIRA and Confluence
Bachelor's Degree or equivalent

Nice To Haves

Expertise and experience of ISO 20022 and SWIFT standards across payments and cash management domains
Detailed knowledge of domestic and international payment rails

Responsibilities

Lead large-scale payment transformation projects, overseeing all phases from concept to post-launch optimization.
Demonstrate a strong record of delivering complex, multi-month payment programs to completion.
Serve as global expert in payment solutions with deep knowledge of payment rails (SWIFT, CHIPS, Fedwire, ACH, RTP, FPS, CHAPS, BACS, SEPA, SEPA Instant, Target2).
Design and implement solutions that span geographies and regulatory environments.
Apply technical expertise and commercial acumen to create competitive products.
Partner with Engineering, Operations, Sales, and Servicing teams to deliver innovative, cloud-powered payment products.
Translate market opportunities and client needs into advanced digital solutions.
Align all deliverables with robust risk management frameworks.
Lead diverse, cross-functional global teams on multi-stakeholder, multi-month initiatives.
Maintain focus on deadlines and quality, fostering accountability and continuous delivery through agile methodologies.
Develop and execute go-to-market strategies that drive client adoption.
Define Product KPIs and demonstrate ability to leverage data in decision making.
Engage clients and partners for feedback, continuously refining product offerings and roadmaps.
Serve as architect, operator, and evangelist for payments products.
Build strong relationships with technical and business stakeholders throughout the product lifecycle.