Payment Systems Specialist

My Community Credit Union • Midland, TX

2d

About The Position

The Payment Systems Specialist plays a critical role in ensuring the accuracy, efficiency, and compliance of daily payment operations. This position oversees ACH processing, share drafts, bill pay, ECM loan payments, and ATM/debit card transactions. Responsibilities include validating processing files, researching and resolving exception items, and maintaining proper documentation to support financial integrity. This role also supports accounting functions by preparing journal entries, balancing payment-related files, and ensuring all transactions are complete and accurate prior to submission. The specialist partners closely with internal departments, vendors, and management to resolve issues, answer questions, and maintain smooth system operations.

Requirements

• At least six months of credit union or banking experience; accounting or accounts payable experience preferred.
• High school diploma or GED required.
• Strong attention to detail and analytical skills.
• Ability to manage multiple processes and deadlines in a fast-paced environment.
• Effective communication skills with the ability to explain payment-related issues clearly.
• Experience working with automated systems, PC software, and financial processing platforms.

Nice To Haves

• Coursework in accounting or business a plus.

Responsibilities

• Ensures accurate and timely processing of all payment systems, supporting uninterrupted member transactions.
• Maintains compliance with regulatory requirements and internal controls across all payment channels.
• Protects the integrity of financial data through detailed validation, reconciliation, and recordkeeping.
• Minimizes risk by identifying discrepancies, resolving exceptions, and preventing errors.
• Supports operational excellence through collaboration, communication, and continuous improvement initiatives.
• Contributes to reliable financial reporting through accurate accounting entries and file balancing.
• Validates processing files.
• Researches and resolves exception items.
• Maintains proper documentation to support financial integrity.
• Prepares journal entries.
• Balances payment-related files.
• Ensures all transactions are complete and accurate prior to submission.
• Partners with internal departments, vendors, and management to resolve issues, answer questions, and maintain smooth system operations.

Benefits

• Equal opportunity employer status
• Consideration for employment without discrimination based on race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
• Reasonable accommodation for disabled individuals in the application and/or interview process.
• Contingent upon successful completion of a criminal background and credit check.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED