Originating Branch Manager

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY•Las Vegas, NV

9d•$35,568 - $232,000•Onsite

About The Position

AnnieMac Home Mortgage is hiring a full-time Originating Branch Manager to supervise a branch and originate mortgage loans. The position is located in Las Vegas, Nevada, and reports directly to the National Director of Branch Development. Candidates should have experience directly related to the mortgage industry and hold a Mortgage Loan Originator license. The manager develops referral relationships and new business, recruits and leads Mortgage Loan Originators (MLOs), trains branch staff, and monitors loan quality and MLO compensation. The role also oversees customer interactions and the mortgage process from application through closing, including pre-qualifying home buyers, collecting applications and supporting documentation, monitoring loan status and compliance with loan terms, communicating updates to interested parties, and obtaining post-closing documentation. The manager is expected to maintain professional standards consistent with company policies and procedures.

Requirements

Experience directly related to the mortgage industry.
Must hold a Mortgage Loan Originator license.
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements.
Excellent communication skills.
Ability to analyze financial information.
Sales-oriented self-starter.

Responsibilities

Establish and maintain client referral relationships with Realtors, builders, and developers.
Make sales calls to potential and existing customers to develop new business or retain existing business.
Recruit and hire MLOs for the branch and motivate staff to achieve maximum production levels.
Train and oversee branch staff on proper techniques and standards, with appropriate follow-through.
Monitor the quality of loans originated by MLOs and ensure compliance with company policy guidelines.
Monitor MLO compensation plans and keep them aligned with production.
Oversee customer interaction and communication with all parties involved in each loan from application through closing.
Counsel and pre-qualify potential home buyers.
Take complete and accurate loan applications.
Obtain necessary supporting documents, fee information, and lock-in information.
Monitor loan status and ensure conformity with loan terms.
Assist with collecting additional documents and promptly communicate loan status to interested parties.
Obtain loan documentation after closing.
Maintain a professional image and standards consistent with company policies and procedures.