Originating Branch Manager

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY•Las Vegas, NV

9d•$35,568 - $232,000

About The Position

AnnieMac Home Mortgage is hiring a full-time Originating Branch Manager to supervise a branch and originate mortgage loans. The role includes developing new business and retaining existing business, recruiting and supporting mortgage loan originators (MLOs), overseeing branch staff and loan quality, and managing the customer experience throughout the mortgage process from application through closing.

Requirements

Experience directly related to the mortgage industry.
Must hold a Mortgage Loan Originator license.
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements.
Excellent communication skills.
Ability to analyze financial information.
Sales-oriented self-starter.

Responsibilities

Establish and maintain client referral relationships with Realtors, builders, and developers.
Make sales calls to potential or existing customers to develop new business or retain existing business.
Recruit and hire MLOs for the branch and motivate staff to achieve maximum production levels.
Train and oversee branch staff on proper techniques and standards, with appropriate follow-through.
Monitor the quality of loans originated by MLOs and ensure loans comply with company policy guidelines.
Monitor MLO compensation plans and keep them in balance with production.
Manage overall customer interaction and coordinate with parties involved in each originated loan from application to closing.
Counsel and pre-qualify potential home buyers.
Take complete and accurate loan applications and obtain necessary supporting documents, fees, and lock-in information.
Oversee the loan process by monitoring loan status and ensuring conformity with terms.
Assist in collecting additional documents and promptly communicate loan status to interested parties.
Obtain loan documentation after closing.
Maintain a professional image and standards consistent with company policies and procedures.