Online Agent Entry Level

AIL•Richmond, VA
•$80,000 - $115,000•Remote

About The Position

AO Globe Life is hiring an entry-level Online Agent to serve clients remotely across the United States. The role is suited to recent or soon-to-be graduates in business, marketing, or communications, as well as people interested in people-focused, service-driven work. The company provides training, mentorship, inbound client leads, licensing guidance, and professional development. Agents conduct virtual consultations, explain personalized supplemental benefit options, and guide clients through enrollment. This is a 100% remote, independent contractor opportunity with commission-based, performance-driven compensation; it is not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for any applicable pre-licensing coursework, examinations, and state licensing requirements. Terms and requirements may vary by state.

Requirements

  • Be at least 18 years of age and legally authorized to work in the United States.
  • Have a self-starter mindset, strong organizational skills, and the ability to work independently.
  • Have strong communication and interpersonal skills.
  • Be passionate about helping others and contributing to a mission-driven organization.
  • Be confident in virtual meetings and familiar with digital tools.
  • Provide a Windows laptop or PC, webcam, dependable high-speed internet, and a professional remote workspace.
  • Be capable of obtaining the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be self-motivated and coachable.

Nice To Haves

  • Prior customer service or consultative experience is a plus but is not required.
  • Recent or soon-to-be graduate in business, marketing, or communications.

Responsibilities

  • Engage in ongoing training, mentorship, and professional growth.
  • Develop strong, long-term relationships with clients.
  • Support clients throughout the enrollment process with clarity and professionalism.
  • Walk individuals and families through personalized supplemental benefit options.
  • Deliver excellent, client-centered service.
  • Handle documentation accurately and stay on top of follow-ups.
  • Conduct virtual consultations with clients via Zoom.
  • Complete required training and participate in virtual meetings.

Benefits

  • Complete training, mentorship, licensing guidance, and ongoing professional development.
  • Inbound client interest; no cold outreach.
  • Defined growth path into leadership and opportunities for advancement.
  • Monthly and quarterly bonuses.
  • Weekly performance-based pay.
  • Equity opportunity of 3% for qualifying team members.
  • 100% remote work with flexible hours.
  • Potential to grow income through renewals.
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