Mortgage Post-Closer

O. C. Credit Union • Santa Ana, CA

18h • Hybrid

About The Position

This position is currently hybrid-eligible, with the expectation of three days pre-assigned on-site attendance. This role requires California residency and living within a 50-mile commute of our headquarters in Santa Ana. At Orange County’s Federal Credit Union (OCFCU), banking is personal—always has been. For more than 85 years, we’ve helped our members reach life’s milestones by building real relationships, not pushing transactions. With $3+ billion in assets and 145,000+ members, we’re proud of where we’ve come from—and excited about where we’re going next. Our people-first philosophy isn’t just a tagline. It’s why we’ve been named #1 Credit Union by the Orange County Register for several years and most recently 2024 & 2025! We’re also honored with workplace satisfaction—driven directly by employee voices. You’ll blend service and problem‑solving to help members confidently navigate their financial journeys. If you love crossing the t’s, dotting the i’s, and sending loan files off into the world flawless and compliant, we want you on our team.

Requirements

• High school diploma (or equivalent)
• 3–5 years of hands-on mortgage or home lending experience
• At least 3 years working with multiple investors and/or servicing transfers
• Solid knowledge of Fannie Mae & Freddie Mac delivery requirements
• Strong written and verbal communication skills
• Confidence working with numbers, details, and deadlines
• Proficiency with Loan Origination Systems, Microsoft Office, and compliance tools
• Exceptional follow-through, organization, and multitasking skills
• Ability to work independently and thrive in a team
• Goal-driven mindset with a love for fast-paced environments
• Flexible schedule when business needs call for it

Responsibilities

• Create and deliver initial, revised, closing, and post-consummation disclosures
• Review closed loan files to ensure every required document is present and perfect
• Monitor change-of-circumstance updates and re-disclose within TRID timelines
• Run Mavent compliance checks and resolve issues proactively
• Board funded loans accurately into the servicing system
• Assemble, track, and deliver loan files to investors, QC auditors, servicers, and more
• Chase down trailing documents like a pro (Final Settlement Statements, recorded DOTs, title policies—you know the drill)
• Assist with HMDA LAR reporting and data validation
• Stay on top of ever-evolving mortgage laws and investor requirements

Benefits

• Health Coverage: Comprehensive benefits, including Anthem, Delta Dental, and VSP, effective from your first day.
• Financial Security: Life insurance at no cost and a 401(k) plan with an employer match up to 6%.
• Work-Life Balance: 13 days of vacation and seven (7) sick days annually and paid holidays.
• Recognition & Growth: Annual merit increases, discretionary and referral bonuses, as well as educational grants up to $1,000 per year.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED