Mortgage Closer

Wilson Bank & Trust•Lebanon, TN

9h•Onsite

About The Position

If you’re looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the place for you. Working at Wilson Bank & Trust means joining a purpose-driven organization where community impact and professional growth go hand in hand. The commitment to serving communities is matched by dedication to supporting employees—through recognition, rewards, and opportunities to grow. Inside our walls, you’ll find a workplace that reflects the same trusted reputation we’ve built since the beginning. Collaboration and servant leadership are at the heart of everything we do, creating an environment where talent is valued and service is elevated. Your voice matters here—feedback drives decisions on workplace flexibility, transparency, and strategic priorities. Be the Guide for Life’s Big Decisions Imagine sitting across from a family ready to buy their first home or a business owner planning to expand. In a Lending role at Wilson Bank & Trust, you’re more than a banker—you’re a trusted friend who helps turn dreams into reality. Every conversation is an opportunity to guide someone through milestones that shape their future, from purchasing a home to growing a business. You’ll build relationships that go beyond transactions, becoming the person customers rely on for clarity and confidence in complex financial decisions. Over time, you’ll see those dreams come to life—homes filled with laughter, businesses thriving in your community—and know you played a part in it. It’s about being a cornerstone in your community, offering expertise and empathy while partnering with teams across the bank to deliver solutions that matter. Your career grows alongside the people you serve, and together, you’ll write stories of progress and possibility that last for generations.

Requirements

High School diploma or GED
Proficient with Microsoft Office to include Excel
Proficient with mortgage software and documentation systems
Ability to work on multiple projects simultaneously while accomplishing daily tasks and meeting deadlines
Effective verbal and written communication skills
Excellent interpersonal skills
Analytical ability
Critical thinking and problem-solving skills
High standards for integrity, honesty, professionalism, and work ethic
Commitment to service excellence
Ability to work independently while demonstrating excellent organization and follow through
Demonstrate flexible and efficient time management and ability to prioritize workload
Ability and willingness to work with purpose and a strong sense of urgency
Self-motivated, positive, and enthusiastic
Self-starter with a strong desire to exceed expectations
Maintain confidentiality discretion
Ability to effectively work in collaboration with others to achieve business objectives
Willing to grow and be challenged

Nice To Haves

3 years of previous mortgage experience preferred
Knowledge of mortgage regulations, compliance and industry best practices preferred

Responsibilities

Responsible for preparing closing packages and closing disclosures for secondary market transactions including preparing and requesting documentation needed for closing
Prepare quality control reviews to verify all pre-closing conditions are received
Collaborate with processors and lenders to confirm requirements for loan approval are met
Review closing disclosure for accuracy in accordance with program requirements, underwriting instructions, and relevant changes
Review final disclosures to verify complete and accurate documentation
Distribute required disclosures to borrowers as needed
Provide required closing documents, funding details, and related instructions to closing agents
Assist in resolving customer and attorney questions or concerns
Complete post-closing process and collaborate with the post-closing department regarding investor/audit conditions
Respond to customer issues or concerns, recognizing when escalation is needed to improve the customer experience
Organize and maintain loan documentation, verifying files are complete, current, and compliant with regulatory requirements, internal policies and industry best practices
Serve as a liaison between lenders, customers, realtors, attorneys, and internal teams, maintaining effective communication throughout the loan process
Generate and maintain reports to monitor the status of loan applications, identify potential issues, and support decision making
Identify and capitalize on opportunities to refer banking products and services to the appropriate business partner
Maintain professional and technical knowledge by attending educational workshops, reviewing professional publications, and establishing personal networks
Attend training as requested
Adhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program
Participate in outside community activities as required
Perform other duties as assigned