Post Closer

Constructive Loans • Oakbrook Terrace, IL

3d • Onsite

About The Position

Reporting to the Post Closing Manager, this position is responsible for the accurate and timely review, correction, and delivery of closed loan files in compliance with investor, regulatory, and company requirements. The role plays an integral part in post-closing operations by ensuring all documentation is complete, properly executed, and meets quality and service level standards. Additionally, this role works closely with internal departments including closing, funding, and secondary marketing, as well as external partners, to resolve post-close curative items, outstanding conditions, and documentation discrepancies. This position ensures loan files are finalized in accordance with state-specific compliance requirements.

Requirements

• High School Diploma or GED required
• 2+ years' experience in the mortgage industry
• 1+ years' experience reviewing closing documents
• Proven experience performing in a high volume, fast-paced work environment
• Strong skills and experience in MS Word, Excel and Outlook

Nice To Haves

• Associate's or Bachelor's degree preferred
• Prior experience with Encompass loan origination system preferred

Responsibilities

• Review closed loan files for completeness, accuracy, and compliance with investor, regulatory, and company requirements.
• Identify and resolve post‑closing issues, curative items, and documentation discrepancies in coordination with internal departments.
• Track and manage assigned collateral files, working with title agents and internal partners to ensure timely receipt of final documents.
• Review pipeline and exception reports to ensure post‑closing conditions and investor clearing items are addressed accurately and within required timeframes.
• Coordinate with secondary marketing to request and track collateral releases aligned with target sale dates and to initiate and complete MERS registrations and assignments, as applicable.
• Monitor and clear investor exceptions within assigned loans to support timely loan sale and delivery.
• Perform detailed quality reviews of post‑closing documentation, including closing documents, third‑party documents, closing packages, and loan files, to ensure accuracy and compliance.
• Stay current on investor guidelines, documentation requirements, and regulatory updates relevant to post‑closing.
• Communicate effectively with internal teams and external partners to obtain missing or corrected documentation.
• Participate in process improvement initiatives and system enhancements as assigned.

Benefits

• Paid Time Off (PTO)
• Floating Holiday
• Paid Parental Leave
• Medical
• Dental
• Vision
• Life & Disability
• FSA/HSA
• Fidelity 401(k) with employer match

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 11-50 employees