Mortgage Originator II | Leawood KS

Busey Bank•Leawood, KS

12d

About The Position

The Mortgage Originator II develops new business and originates quality mortgage loans in accordance with Bank policies and procedures. Serving as a representative of the Bank, this role works with internal lines of business to cross-sell products and services and deepen customer relationships. Position level (I or II) is determined by assigned sales goals. The role consults with Bank customers and non-customers about borrowing needs, negotiates loan terms and conditions, assists with mortgage applications, and obtains required applicant documentation. It makes verbal and written commitments on the Bank’s behalf, including rate terms, pre-qualifications, and mortgage commitments. The Mortgage Originator completes applications and oversees pre-processing so that good faith estimates and other required disclosures are delivered within the requested time period. It analyzes financial and credit information to underwrite loans effectively and recommends mortgage loan approval or rejection within its lending authority. The position also develops and maintains relationships with realtors, home builders, individual contacts, and other referral sources through activities such as calls, open houses, seminars, and realtor functions. It identifies additional financial needs and cross-sells other Bank products and services.

Requirements

High school diploma.
Two or more years of related mortgage lending or operations experience.
Maintain current registration with the Nationwide Mortgage Licensing System & Registry (NMLS); if registration is not active at hire, attain active registration immediately upon employment.
Knowledge of strong oral and written communication, sales and customer service, cross-selling and closing, lending regulations and Bank underwriting guidelines and policies, and loan types, products, services, and documents.
Ability to analyze and interpret numerical data, take initiative to maintain workflow, and perform duties under frequent time pressures.
Knowledge of Microsoft Office.

Nice To Haves

Previous sales experience.

Responsibilities

Consult with Bank customers and non-customers about borrowing needs, negotiate terms and conditions, assist with mortgage loan applications, and obtain necessary applicant documentation.
Make verbal and written commitments on behalf of the Bank, including rate terms, pre-qualifications, and mortgage commitments.
Complete loan applications and oversee pre-processing functions so required disclosures are provided within the requested time period.
Analyze financial and credit information to underwrite loans and recommend mortgage loan approval or rejection within lending authority.
Develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources through calls, open houses, seminars, and realtor functions.
Identify customers’ and non-customers’ other financial needs and cross-sell Bank products and services.
Generate feedback to increase referral sources’ business relationship with the Bank.

Benefits

401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical, dental, and vision benefits
Company-paid life insurance and long-term disability
Supplemental voluntary life insurance
Short-term and long-term disability
Wellness incentives
Employee assistance program
Pre-tax health savings accounts and flexible spending accounts for eligible associates
The role may be eligible for performance-based bonus or incentives.