Mortgage Operations Manager/Loan Tech

First State Bank/Town and Country Career•Webster City, IA

About The Position

Under the direct supervision of the VP – Real Estate & Consumer Lending, the Mortgage Operations Manager / Loan Tech reviews residential loan files to ensure compliance with regulations, loan policy, and investors’ pre-closing quality-control requirements. The role also provides assistance to loan administration staff as needed and performs duties across loan processing and servicing.

Requirements

  • High school diploma or GED.
  • Prior banking experience in lending operations.
  • Relevant computer skills.
  • Ability to listen and communicate to identify customer needs.
  • Ability to maintain a high level of confidentiality.
  • Ability to multitask and work with minimal supervision.

Responsibilities

  • Perform pre-closing reviews of all residential loan files, including underwriting and closing documentation.
  • Review residential loan exceptions and determine approval or denial, consulting with management as needed.
  • Review appraisals for residential loans.
  • Perform the full range of duties pertaining to loan processing and servicing.
  • Adhere to all bank policies and procedures.
  • Prioritize customers’ needs and wants and provide impeccable customer service.
  • Communicate professionally with customers and coworkers.
  • Assist loan administration staff as needed.

Benefits

  • Competitive benefit package.
  • Five-day work week.
  • Work/life balance.
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