Corvallis

OnPoint Credit Union•Salem, OR

13d

About The Position

OnPoint Community Credit Union is seeking a Mortgage Loan Officer to build and maintain member relationships and help members identify mortgage products that fit their financial goals. The role focuses on originating mortgage loans through community and real estate industry relationships, providing guidance to prospective borrowers, and delivering excellent member service. This is a 100% commission-based role, with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume. A high school diploma or GED and at least three years of conventional and FHA-insured real estate lending experience are required.

Requirements

High school diploma or GED.
At least 3 years of conventional and FHA-insured real estate lending experience, including knowledge of processing, underwriting, and/or closing procedures.
Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
Detail-oriented, self-directed, and efficient, with the ability to meet deadlines.
Ability to manage a heavy pipeline of 40 or more loans.
Strong organizational skills and ability to prioritize multiple competing tasks.
Strong verbal and written communication skills.
Demonstrated math and accounting skills.

Responsibilities

Build and maintain a quality pipeline of member relationships that generates recurring referrals for mortgage lending opportunities.
Develop community relationships, particularly within the real estate community, and make sales calls to prospective business partners to attract mortgage loan originations.
Interview prospective borrowers; review financial and credit reports, tax returns, and verifications; determine financing objectives; explain product and pricing policies and guidelines; and gather additional required information.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to provide exceptional member service.
Comply with federal and state policies, regulatory requirements, and professional ethics standards.