Mortgage Loan Officer

PNC • State College, PA

19d • Onsite

About The Position

As a Mortgage Loan Officer in PNC's Mortgage organization, the employee is based in the Pittsburgh South region, which may include Allegheny, Washington, Westmoreland, Fayette, Greene, or Somerset counties. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

The role recommends mortgage solutions in line with lending guidelines and clients' requirements, manages customer relationships and a pipeline, and pursues opportunities to retain and develop clients. It includes sales calls, preparing loan solutions, reviewing documentation for compliance, analyzing customer financial information, and collaborating with internal and external stakeholders to complete mortgage transactions. Employees are expected to focus on customer needs and effectively manage risks in accordance with PNC's Enterprise Risk Management Framework.

The role typically requires a university or college degree with less than one year of professional experience, or successful completion of a formal development program. A comparable combination of education, job-specific certifications, and experience, including military service, may be considered instead of a degree. The posting separately lists “No Degree” under Education and no required certifications. Candidates are subject to additional background checks required by Consumer Financial Protection Bureau regulations. The position is also subject to applicable FDIA requirements and, for registered roles, SAFE Act and/or FINRA requirements.

Requirements

• Demonstrate appropriate knowledge, skills, and abilities for the role.
• Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program; a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered in lieu of a degree.
• Candidates are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
• The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements.

Nice To Haves

• Banking products
• Client prospecting
• Customer relationships
• Customer solutions
• Documentation
• Innovation
• Mortgages
• Sales

Responsibilities

• Recommend loan solutions in accordance with lending guidelines and clients' requirements.
• Manage a portfolio of customer relationships and seek opportunities to retain and develop clients.
• Conduct sales calls.
• Develop and prepare loan solutions and refer products and services.
• Review documentation to ensure compliance.
• Manage the customer pipeline for efficiency.
• Collaborate with internal and external stakeholders to complete mortgage transactions.
• Collect and analyze customer financial information for multifaceted and/or complex borrowers.
• Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
• Assess and manage risks associated with business objectives and activities in support of PNC's Enterprise Risk Management Framework.

Benefits

• Medical and prescription drug coverage, including a Health Savings Account feature (eligibility-dependent)
• Dental and vision options (eligibility-dependent)
• Employee and spouse/child life insurance
• Short- and long-term disability protection
• 401(k) with PNC match
• Pension plan
• Stock purchase plan
• Dependent care reimbursement account
• Back-up child and elder care
• Adoption, surrogacy, and doula reimbursement
• Educational assistance, including select fully paid programs
• Wellness program with financial incentives
• Maternity and/or parental leave (eligibility-dependent)
• Up to 11 paid holidays each year (eligibility-dependent)
• 9 occasional absence days each year, unless otherwise required by law (eligibility-dependent)
• 15 to 25 vacation days each year depending on career level and years of service (eligibility-dependent)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed