Mortgage Loan Officer

PNC•Modesto, CA

18d•Onsite

About The Position

PNC is hiring a Mortgage Loan Officer in its Mortgage organization, based in the Central Valley market of Fresno, Modesto, Stockton, or Sacramento, California. The role recommends mortgage loan solutions in accordance with lending guidelines and client requirements, manages customer relationships and a pipeline, develops prospective business, and supports customers through mortgage transactions. Candidates with a proven history of production in the market are considered ideal. The position is in-office. PNC describes its workplace as supportive and inclusive, with an emphasis on customer experience, managing risk, and helping employees achieve balance. The role is incentive eligible, with incentive payment based on company, business, and/or individual performance. Candidates being considered are subject to additional background checks required by Consumer Financial Protection Bureau regulations. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

Appropriate knowledge, skills, and abilities for the role.
Roles at this level typically require a university or college degree and less than one year of professional experience, and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered.
No degree is listed as required.
No required certifications or language assessments are listed.
Candidates are subject to additional background checks as required by Consumer Financial Protection Bureau regulations and applicable FDIA, SAFE Act, and/or FINRA restrictions.

Nice To Haves

Proven history of production in the market.
Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies in customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients’ requirements.
Manage a portfolio of customer relationships and seek opportunities to retain or develop clients.
Make sales calls and prospect for business.
Develop and prepare loan solutions, refer products and services, and review documentation for compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC’s Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature (eligibility-dependent).
Dental and vision options (eligibility-dependent).
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account and back-up child/elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave (eligibility-dependent).
Up to 11 paid holidays each year (eligibility-dependent).
Nine occasional absence days each year, unless otherwise required by law (eligibility-dependent).
15 to 25 vacation days each year depending on career level and years of service (eligibility-dependent).