Mortgage Loan Officer

PNC•Tampa, FL

19d•Onsite

About The Position

As a Mortgage Loan Officer within PNC's Mortgage organization, the employee is based in the Greater Tampa, Naples, or St. Petersburg area. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. The role recommends mortgage loan solutions that comply with lending guidelines and meet clients' requirements; manages customer relationships and sales opportunities; develops loan solutions and manages the customer pipeline; collaborates with stakeholders to complete transactions; and analyzes financial information for multifaceted or complex borrowers. The position requires customer focus and effective management of risks in accordance with PNC's Enterprise Risk Management Framework. PNC will not provide employment-visa sponsorship or participate in STEM OPT for this position. Candidates considered for the role are subject to additional background checks required by Consumer Financial Protection Bureau regulations. The position is also subject to applicable FDIA Section 19 requirements and, for any registered role, SAFE Act and/or FINRA requirements.

Requirements

Demonstrate the knowledge, skills, and abilities appropriate to the role.
Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Candidates considered for the position are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
The position is subject to FDIA Section 19 requirements and, for any registered role, SAFE Act and/or FINRA requirements.

Nice To Haves

Skills listed as preferred include banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies listed include customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships and seek opportunities to retain or develop clients.
Make sales calls.
Develop and prepare loan solutions, refer products and services, and review documentation for compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Maintain a customer-focused approach and manage risks in line with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, for eligible full-time employees.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays per year, depending on eligibility.
9 occasional absence days per year, unless otherwise required by law.
15 to 25 vacation days per year depending on career level and years of service.