Mortgage Loan Officer

PNC•Louisville, KY

8d•Onsite

About The Position

As a Mortgage Loan Officer within PNC's Mortgage organization, the employee will be based in the Greater Louisville or Lexington, Kentucky market. The role recommends loan solutions that align with lending guidelines and clients’ requirements, manages customer relationships and a pipeline, and seeks opportunities to retain or develop clients. It also prepares loan solutions, reviews documentation for compliance, collaborates with stakeholders to complete transactions, and analyzes financial information for multifaceted or complex borrowers. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position. Candidates must meet the applicable FDIA requirements and, for registered roles, SAFE Act and/or FINRA requirements concerning certain criminal history.

Requirements

Work experience at this level typically requires a university or college degree with less than one year of professional experience and/or successful completion of a formal development program.
In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered.
Demonstrate the knowledge, skills, and abilities appropriate to the role.
No degree is listed as required in the Education section.
No required certifications or licenses are listed.
Must meet applicable FDIA requirements and, for registered roles, SAFE Act and/or FINRA requirements concerning certain criminal history.
PNC does not provide employment visa sponsorship or participate in STEM OPT for this position.

Nice To Haves

Preferred skills include banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Relevant competencies include customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships and seek opportunities to retain or develop new clients.
Make sales calls.
Develop and prepare loan solutions and refer products and services.
Review documentation to ensure compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law.
15 to 25 vacation days each year depending on career level and years of service, subject to eligibility.