Mortgage Loan Officer

PNC•Chicago, IL

10d•$49,500 - $82,500•Onsite

About The Position

As a Mortgage Loan Officer within PNC's Mortgage organization, the employee is based in Chicago, IL. The role recommends loan solutions that meet lending guidelines and clients' requirements, manages customer relationships and sales opportunities, prepares loan solutions, reviews documentation for compliance, and coordinates mortgage transactions with internal and external stakeholders. The position also involves collecting and analyzing financial information for multifaceted and/or complex borrowers. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with the recruiter and hiring manager. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position. The role is incentive eligible, with incentive payments based on company, business, and/or individual performance.

Requirements

Demonstrate the knowledge, skills, and abilities appropriate to the role.
Work experience at this level typically requires a university or college degree with less than one year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered.
No degree is listed as required.
No required certifications or licenses.
No employment visa sponsorship or STEM OPT participation is provided.

Nice To Haves

Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies in customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships and seek opportunities to retain or develop clients.
Make sales calls and pursue prospective business opportunities.
Develop and prepare loan solutions and refer products and services.
Review documentation to ensure compliance and manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, for eligible full-time employees.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law.
Between 15 and 25 vacation days each year, depending on career level and years of service.