Mortgage Loan Officer

PNC Bank•State College, PA

19d•Onsite

About The Position

As a Mortgage Loan Officer within PNC's Mortgage organization, the employee will be based in the Pittsburgh South region, which could include Allegheny, Washington, Westmoreland, Fayette, Greene, and Somerset counties. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position. The role recommends mortgage loan solutions aligned with lending guidelines and clients' requirements, manages customer relationships and a customer pipeline, and pursues opportunities to retain or develop clients. It involves sales calls, preparing loan solutions, referring products and services, reviewing documentation for compliance, collaborating with internal and external stakeholders to complete mortgage transactions, and collecting and analyzing financial information for multifaceted or complex borrowers. Candidates should demonstrate customer focus and the ability to manage risks in accordance with PNC's Enterprise Risk Management Framework. Roles at this level typically require a university or college degree and less than one year of professional experience, or successful completion of a formal development program. A comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree. No degree or certification is listed as required. Candidates considered for the position will be subject to additional background checks required by Consumer Financial Protection Bureau regulations. The position is also subject to applicable FDIA requirements and, for any registered role, SAFE Act and/or FINRA requirements.

Requirements

Demonstrate appropriate knowledge, skills, and abilities for the role.
Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program.
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered.
Candidates considered for the position are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements concerning certain criminal history.
PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Nice To Haves

Preferred skills: banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies include customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships.
Seek prospective opportunities to retain and/or develop new clients.
Make sales calls.
Develop and prepare loan solutions and refer products and services.
Review documentation to ensure compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and create customized customer solutions.
Assess and manage risks associated with business objectives and activities in alignment with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility.
Dental and vision options, subject to eligibility.
Employee and spouse/child life insurance, subject to eligibility.
Short- and long-term disability protection, subject to eligibility.
401(k) with PNC match, pension, and stock purchase plans, subject to eligibility.
Dependent care reimbursement account and back-up child/elder care, subject to eligibility.
Adoption, surrogacy, and doula reimbursement, subject to eligibility.
Educational assistance, including select fully paid programs, subject to eligibility.
Wellness program with financial incentives, subject to eligibility.
Maternity and/or parental leave, subject to eligibility.
Up to 11 paid holidays each year, subject to eligibility.
Nine occasional absence days each year, unless otherwise required by law, subject to eligibility.
Between 15 and 25 vacation days each year, depending on career level and years of service, subject to eligibility.