Mortgage - Loan Closer

Lennar • Fountain, FL

3d • Remote

About The Position

The Mortgage Loan Closer supports the final stage of Lennar customers’ homebuying journey by ensuring loans are accurately prepared, compliantly documented, and successfully closed. Working within mortgage operations, this role applies knowledge of closing procedures, regulatory requirements, and loan documentation to execute closings accurately and support an exceptional homeownership experience.

The position is remote, with a preference for candidates in Florida—particularly Tampa or St. Petersburg—or Texas. The Mortgage Loan Closer works with borrowers, settlement agents, title companies, loan officers, and internal teams to prepare closing packages, coordinate and complete closings, resolve documentation issues, and audit completed loan packages.

Requirements

• High school diploma or equivalent.
• One to three years of experience in mortgage closing, title, or a related loan operations role.
• Familiarity with TRID, RESPA, and standard closing documentation requirements.
• Working knowledge of closing disclosure preparation, cash-to-close calculations, and reconciliation of loan terms against final figures.
• Proficiency with a loan origination system (LOS), such as Encompass or a comparable platform, including navigating milestones, uploading documents, and maintaining accurate data.
• Strong attention to detail and commitment to process accuracy, including identifying documentation deficiencies, loan-term inconsistencies, and compliance gaps.
• Effective written and verbal communication skills for coordinating professionally with settlement agents, title companies, loan officers, and borrowers under deadlines.
• Ability to manage multiple active closing files, prioritize by closing-date urgency, escalate unresolved issues appropriately, and keep stakeholders informed.

Nice To Haves

• Coursework or vocational training in mortgage lending, real estate, finance, or a related field.
• Remote candidates in Florida, preferably Tampa or St. Petersburg, or Texas.

Responsibilities

• Review executed loan files for completeness and accuracy before closing, including title commitments, hazard insurance, and flood certifications, and verify consistency with underwriting approval conditions.
• Prepare and issue closing disclosure (CD) packages in accordance with TRID timing requirements, coordinating with settlement agents, title companies, and loan officers.
• Calculate final closing figures, including cash to close, prorations, prepaid items, and lender fees, and reconcile them against the loan estimate and approved loan terms.
• Coordinate closing dates, times, and locations with settlement agents, borrowers, and internal loan teams; communicate schedule changes and documentation deficiencies that could delay closing.
• Respond to escalated closing inquiries and resolve documentation discrepancies or funding holds in a timely manner.
• Audit closed loan packages from settlement agents for post-closing accuracy; identify missing signatures, incorrect dates, or other deficiencies and initiate cure requests.
• Maintain accurate records in the loan origination system, including milestone statuses, executed documents, and a complete, current audit trail.
• Stay current on applicable federal and state mortgage regulations, investor guidelines, and internal closing procedures, and apply updated requirements to daily work.

Benefits

• Medical, dental, and vision insurance.
• 401(k) retirement plan with a dollar-for-dollar company match up to 5%.
• Paid parental leave.
• Associate Assistance Plan.
• Education Assistance Program.
• Up to $30,000 in adoption assistance.
• Up to three weeks of vacation annually from the time of hire.
• Holiday, sick leave, and personal day policies.
• New Hire Referral Bonus Program.
• Home Purchase Discounts.
• Everyone’s Included Day.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED