Mobile Product Architect – Digital Payments & Debit Cards

Vanguard • Malvern, PA

3d • Hybrid

About The Position

The Mobile Product Architect leads architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning. The role translates business requirements into practical architecture and technology solutions and provides technical leadership for the iOS ecosystem while collaborating across Android and other mobile technologies.

The architect partners with product, engineering, architecture, security, and other stakeholders to align on architecture and implementation decisions. The role leads integration design across mobile applications, payment technologies, and third-party or vendor platforms; guides engineering teams through implementation and complex technical challenges; and leads architecture reviews, proofs of concept, feasibility assessments, and technical evaluations. It also evaluates vendor capabilities for alignment with Vanguard standards and long-term architecture, and may contribute to prototypes and architecture validation.

Vanguard uses a hybrid working model for the majority of crew members, combining flexibility with in-person learning, collaboration, and connection. Vanguard is not offering visa sponsorship for this position.

Requirements

• At least eight years of related work experience, including at least three years of technology architect experience.
• Undergraduate degree or equivalent combination of training and experience.
• Strong mobile architecture experience, with particular depth in the iOS ecosystem.
• Demonstrated experience with digital payments and mobile payment technologies.
• Hands-on architecture or implementation experience with digital wallet push provisioning capabilities.
• Experience integrating mobile applications with digital wallets such as Apple Pay, Google Pay, or comparable wallet technologies.
• Experience translating business requirements into architecture and solution designs and guiding engineering teams through implementation.
• Ability to influence architecture decisions and drive alignment across product, engineering, architecture, and vendor stakeholders.
• Technical depth to participate in proof-of-concept, design validation, and solution evaluation activities.

Nice To Haves

• Graduate degree.
• Experience with React Native or similar cross-platform mobile technologies.
• Familiarity with Android architecture and development ecosystems.
• Banking, debit card, card processing, or money movement experience.
• Experience integrating with payment processors, card networks, sponsor banks, or other payment technology providers.
• AWS or cloud-native architecture experience.
• Experience presenting architecture strategies and recommendations to senior technical and business leaders.

Responsibilities

• Lead architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning.
• Translate complex business requirements into practical architecture designs and technology solutions.
• Provide technical leadership for the iOS/mobile ecosystem while collaborating across Android and other mobile technologies.
• Partner with product managers, engineering leads, chief engineers, enterprise architects, security teams, and other stakeholders to align on architecture and implementation decisions.
• Lead integration design across mobile applications, payment technologies, and third-party or vendor platforms.
• Guide technical teams through implementation and help resolve complex architecture and integration challenges.
• Lead architecture reviews, proofs of concept, feasibility assessments, and technical evaluations.
• Evaluate vendor capabilities and ensure solutions align with Vanguard technology standards and long-term architecture.
• Contribute to prototypes, proofs of concept, and architecture validation when needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior