Mobile Product Architect – Digital Payments & Debit Cards

The Vanguard Group • Malvern, PA

2d • Hybrid

About The Position

Lead architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning. Translate complex business requirements into practical architecture designs and technology solutions, with deep technical leadership for the iOS ecosystem and collaboration across Android and other mobile technologies.

Partner with product managers, engineering leads, chief engineers, enterprise architects, security teams, and other stakeholders to align on architecture and implementation decisions. Lead integration design across mobile applications, payment technologies, and third-party or vendor platforms. Guide technical teams through implementation and help resolve complex architecture and integration challenges.

Lead architecture reviews, proofs of concept, feasibility assessments, and technical evaluations. Evaluate vendor capabilities and ensure solutions align with Vanguard technology standards and long-term architecture. Stay close enough to the technology to contribute to prototypes, proofs of concept, and architecture validation when needed.

Requirements

• Minimum of eight years of related work experience, including at least three years of technology architect experience.
• Undergraduate degree or equivalent combination of training and experience.
• Strong mobile architecture experience, with particular depth in the iOS ecosystem.
• Demonstrated experience with digital payments and mobile payment technologies.
• Hands-on architecture or implementation experience with digital wallet push provisioning capabilities.
• Experience integrating mobile applications with digital wallets such as Apple Pay, Google Pay, or comparable wallet technologies.
• Experience translating business requirements into architecture and solution designs and guiding engineering teams through implementation.
• Ability to influence architecture decisions and drive alignment across product, engineering, architecture, and vendor stakeholders.
• Technical depth sufficient to participate in proof-of-concept, design validation, and solution evaluation activities.

Nice To Haves

• Graduate degree.
• Experience with React Native or similar cross-platform mobile technologies.
• Familiarity with Android architecture and development ecosystems.
• Banking, debit card, card processing, or money movement experience.
• Experience integrating with payment processors, card networks, sponsor banks, or other payment technology providers.
• AWS or cloud-native architecture experience.
• Experience presenting architecture strategies and recommendations to senior technical and business leaders.

Responsibilities

• Lead architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning.
• Translate complex business requirements into practical architecture designs and technology solutions.
• Provide technical leadership for the iOS/mobile ecosystem while collaborating across Android and other mobile technologies.
• Partner with product managers, engineering leads, chief engineers, enterprise architects, security teams, and other stakeholders to align on architecture and implementation decisions.
• Lead integration design across mobile applications, payment technologies, and third-party or vendor platforms.
• Guide technical teams through implementation and help resolve complex architecture and integration challenges.
• Lead architecture reviews, proofs of concept, feasibility assessments, and technical evaluations.
• Evaluate vendor capabilities and ensure solutions align with Vanguard technology standards and long-term architecture.
• Contribute to prototypes, proofs of concept, and architecture validation when needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior