Loan Sales Representative - Somerset, KY

1st Franklin Financial Corporation•Somerset, KY
•Onsite

About The Position

The Loan Sales Representative works onsite at the branch office in Somerset, Kentucky; working from home is not permitted. The position works closely with the Branch Manager and staff to build customer relationships, identify customer needs, and provide an exceptional customer experience. The representative uses interpersonal skills and business knowledge to recommend products and services, support sales goals, and seek opportunities to originate loans with new and existing customers. The role also includes assigned collection calls, customer information and documentation management, and compliance with company policies and applicable regulations. Travel, including overnight travel, may be required. 1st Franklin Financial Corporation is a family-run company that has operated for over 80 years and has more than 370 offices across the Southeast. The company offers training and developmental opportunities to support employee growth.

Requirements

  • High school diploma or equivalent.
  • Ability to meet current licensing requirements of various State and Federal regulators.
  • Ability to analyze relevant information and apply individual judgment.
  • Advanced interpersonal relationship skills across a variety of levels and social and business settings.
  • Ability to maintain confidential business and personal information.
  • Action- and result-focused approach.
  • Strong verbal and written communication skills.
  • Proficiency with Microsoft Office Suite products.
  • Ability to work onsite at the branch office; working from home is not permitted.
  • Ability to travel, including overnight travel, as required.

Nice To Haves

  • Valid driver's license and ability to operate an automobile.

Responsibilities

  • Recommend products and services that support individual and branch sales goals and customer expectations.
  • Market branch products and services to current and potential customers.
  • Make assigned collection calls to arrange payment on customer accounts.
  • Seek opportunities to originate new loans with new and existing customers.
  • Develop knowledge of credit underwriting methods and sales tools.
  • Ensure customer information is correct and document interactions.
  • Consistently meet or exceed branch and individual goals.
  • Conduct customer dialogues to identify and respond to needs in a timely and efficient manner.
  • Build internal and external relationships.
  • Maintain customer confidentiality and protect privileged information.
  • Adhere to 1FFC policies and procedures and comply with State and Federal regulations.
  • Participate in personal development.
  • Maintain knowledge of all 1FFC products.
  • Seek additional opportunities and responsibilities.

Benefits

  • Competitive pay
  • Bonus potential
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • Paid time off
  • Paid holidays
  • Paid volunteer time
  • Training programs and developmental opportunities
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