About The Position

Rio Bank is seeking a detail-oriented Loan Processor & Document Imaging Specialist II to join its Loan Administration team in Elsa, Texas or McAllen, Texas. The role supports accurate processing of consumer and commercial non-real estate loans, completeness of loan documentation, and maintenance of loan records. The position also provides responsive support to loan officers and other Bank team members while safeguarding confidential customer and Bank information and following established policies and procedures. Success in the role means producing accurate, complete work; keeping loan records organized and current; following up on outstanding documentation; and providing dependable service to internal partners.

Requirements

  • High school diploma or equivalent.
  • At least two years of banking or related financial services experience.
  • At least one year of loan operations experience.
  • Strong attention to detail and organizational skills.
  • Ability to manage multiple priorities and meet deadlines.
  • Strong written and verbal communication skills.
  • Proficiency with Microsoft Word and Excel.
  • An equivalent combination of education, training, and relevant experience may be considered.

Nice To Haves

  • Associate degree.
  • Experience with loan documentation, document imaging, exception tracking, lien perfection, or UCC filings.
  • Familiarity with banking regulations and loan operations practices.

Responsibilities

  • Review new and renewed loan packages for accuracy, required documentation, collateral, and outstanding items.
  • Complete pre-funding reviews and help ensure loans are ready for closing.
  • Prepare and maintain UCC filings, lien searches, and other collateral documentation.
  • Process approved loan extensions, payment changes, collateral releases, and substitutions.
  • Maintain accurate electronic credit and loan files.
  • Image and index loan documents in the Bank’s electronic records system.
  • Track documentation exceptions, loan covenants, and other follow-up items through completion.
  • Review loan reports and records for accuracy and completeness.
  • Process insurance policies, title documentation, recorded instruments, and other loan-related documents.
  • Provide responsive support to loan officers and other Bank team members.
  • Protect confidential customer and Bank information and follow established policies and procedures.

Benefits

  • Medical, dental, and vision insurance.
  • Flexible Spending Account (FSA) and Health Savings Account (HSA) options.
  • Employer-paid life and disability insurance.
  • 401(k) retirement plan with employer contribution.
  • Paid time off, paid holidays, and other paid leave benefits.
  • Employee banking benefits.
  • Professional development and training opportunities.
  • Additional voluntary benefits and employee programs.
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