Carson City, NV Loan Originator (retail mortgage)

PrimeLending • Carson City, NV

1d

About The Position

Under the direction of the Branch and/or Production Manager, the Loan Originator markets and promotes PrimeLending products and services to realtors, builders, bank officers, potential clients, and past clients. The position performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. The Loan Originator evaluates loan products, advises customers on financing options, guides applications through closing, and develops business relationships. Originators are expected to meet the Company’s minimum ongoing monthly production standards in funded units or volume. The role may supervise and direct loan officers, loan officer assistants, or loan processors. Duties may be changed at the Company’s discretion; the listed responsibilities and qualifications are not exhaustive.

Requirements

• High school diploma or equivalent.
• Appropriate licenses as required by the state.
• Valid driver’s license and current automobile liability insurance.
• At least 12 months of loan originator experience.
• Demonstrated judgment and decision-making ability.
• Excellent and effective verbal and written presentation and communication skills.
• Ability to quickly assess and process large amounts of data and use appropriate AU software technology.
• Must be active in the community and in job-related organizations to enhance a network of beneficial contacts.
• Continue expanding knowledge of issues influencing the industry and the organization.

Responsibilities

• Evaluate PrimeLending’s and other loan products and services to determine which best meet customers’ needs and financial circumstances.
• Establish and maintain relationships with realtors, bank officers, builders, and new-home sales representatives to develop and retain business, including visiting subdivisions as required.
• Market and promote PrimeLending’s financial products and meet minimum monthly production standards in funded units or volume by taking complete and accurate loan applications using PrimeLending’s product set.
• Monitor customer interactions and coordinate with all parties involved in each loan from application through closing, including counseling and pre-qualifying potential home buyers.
• Collect and analyze information about customers’ income, assets, investments, and debts.
• Advise customers about the advantages and disadvantages of different loan products.
• Service existing customers and obtain necessary supporting documents, appropriate fees, and rate-lock information.
• Monitor loan status, oversee the loan process, and ensure conformity with loan terms.
• Communicate loan status to interested parties and obtain loan documentation after closing.
• Present loan terms and conditions to customers.
• Stay informed about local real estate market and competitive trends, and changes in rules and regulations for private and government-insured mortgages.
• Maintain a professional image and comply with company policies and procedures.
• May supervise and direct loan officers, loan officer assistants, or loan processors.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED