Reno, NV Loan Originator (retail mortgage)

PrimeLending • Reno, NV

1d

About The Position

Under the direction of the Branch and/or Production Manager, the Loan Originator markets and promotes PrimeLending products and services to realtors, builders, bank officers, potential clients, and past clients. The role performs office or non-manual work directly related to PrimeLending’s management or general business operations and those of its customers. It evaluates loan products and services, helps customers select products suited to their financial circumstances, and manages customer and stakeholder interactions throughout the loan process, from application through closing and follow-up. The position may also supervise and direct loan officers, loan officer assistants, or loan processors, and may perform other duties as assigned.

Requirements

• High school diploma or equivalent.
• Appropriate licenses as required by the state.
• Valid driver’s license and current automobile liability insurance.
• At least 12 months of loan originator experience.
• Demonstrated judgment and decision-making ability.
• Excellent and effective verbal and written presentation and communication skills.
• Ability to quickly assess and process large amounts of data and use appropriate AU software technology.
• Must be active in the community and in job-related organizations to enhance a network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.

Responsibilities

• Evaluate PrimeLending and other loan products and services to determine which financial products best meet customers’ needs and financial circumstances.
• Establish and maintain relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain business, including by visiting subdivisions as required.
• Market and promote PrimeLending financial products and meet the company’s minimum monthly production standards for funded units or volume by taking complete and accurate loan applications using PrimeLending’s product set.
• Monitor customer interactions and coordinate with all parties involved in each loan from application to closing, including counseling and pre-qualifying potential home buyers.
• Collect and analyze information about customers’ income, assets, investments, and debts.
• Advise customers about the advantages and disadvantages of different loan products.
• Service existing customers and obtain required supporting documents, fees, and rate-lock information.
• Oversee the loan process by monitoring loan status and ensuring conformity with loan terms.
• Communicate loan status to interested parties and obtain loan documentation after closing.
• Present loan terms and conditions to customers.
• Stay informed about local real estate market and competitive trends, and changes in rules and regulations pertaining to private and government-insured mortgages.
• Maintain a professional image and follow company policies and procedures.
• May supervise and direct loan officers, loan officer assistants, or loan processors.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED