Loan Officer

Century Communities, Inc.•Florida, FL

2d•Remote

About The Position

The Loan Officer is responsible for identifying, developing, and maintaining customer financing objectives; advising customers about product and pricing policies and guidelines; and gathering additional required information. The role provides exceptional customer service through thorough knowledge of lending programs, policies, procedures, and regulatory requirements. High-production builder experience is noted, and bilingual Spanish skills are preferred. This is a remote position for candidates in Florida, Georgia, or South Carolina. A Florida Real Estate License is required. The Loan Officer must be NMLS licensed in their state of residence and available for interstate travel when needed.

Requirements

Thorough knowledge of Conventional, FHA, and VA loan types.
Proficiency with loan origination systems.
Proficiency with AUS (LP, DU).
Proven ability to build and maintain strong professional business relationships.
Ability to handle a heavy workload with minimal supervision.
Availability for interstate travel when needed.
Independent, reliable, detail-focused, and organized.
Exceptional customer service skills.
Must hold an NMLS license in the state of residence.
Must hold a Florida Real Estate License.
At least 3 years of experience originating loans.

Nice To Haves

High-production builder experience is preferred.
Bilingual Spanish skills are preferred.
First-time homebuyer experience is a plus.
Experience with Encompass is a plus.
A bachelor's degree is preferred.

Responsibilities

Collect and analyze each customer's financial information and assess whether the customer qualifies for a specific loan product, in accordance with company policies, procedures, and applicable law.
Advise potential borrowers about the risks and benefits of loan alternatives, including available options and variables.
Discuss loan products that best meet each customer's needs and circumstances.
Determine and obtain all pertinent documentation needed to ensure loan approval.
Communicate effectively with customers, sales associates, processing, underwriting, closing, the title company, and the builder.
Lock the rate.
Manage personal production and ensure closings are handled appropriately and on time.
Meet and/or exceed company standards.
Demonstrate professionalism and exceptional customer service toward all customers.
Perform other duties as needed or assigned.