Loan Officer

Paramount Residential Mortgage Group•Jasper, FL

6d•$250,000

About The Position

PRMG is seeking a Loan Officer to originate residential mortgage loans and help clients understand their home loan options. The role develops and implements strategies to meet customer needs through a range of products and services, while coordinating with customers, coworkers, and internal departments to maintain an uninterrupted flow of business. The Loan Officer verifies, compiles, and inputs mortgage application information; reviews residential loan files for completeness and compliance with established standards; and evaluates application details, including the requested mortgage type and amount, borrower assets and liabilities, and employment history. The role also identifies title or survey discrepancies and informs a supervisor. More than 50 percent of working hours must be spent outside Company offices, a home office, or another fixed site meeting with current and prospective customers seeking residential mortgage financing. Travel may be required.

Requirements

Hold a current, valid NMLS license or appointment in good standing.
Have applicable state licensing.
Meet at least one of these conditions: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have a branch-assigned origination mentor who funds more than two loans per month, as described in the PRMG Loan Officer Mentor Agreement.
Make sound judgments when resolving service, credit decision, funding, and post-close issues.
Problem-solve and exercise independent judgment while demonstrating a high degree of initiative.
Handle detailed assignments and maintain confidentiality.
Demonstrate excellent communication and interpersonal skills.
Have organizational skills to prioritize workload and delegate responsibility.

Nice To Haves

Two to five years of experience are preferred.

Responsibilities

Develop and implement strategies to satisfy customer needs through a full array of products and services.
Use judgment and discretion to ensure an uninterrupted flow of business.
Communicate verbally and in writing with coworkers and customers, serving as a liaison between customers and the Company’s internal departments.
Use office equipment such as computer terminals, copiers, and fax machines.
Spend substantially more than 50 percent of working hours outside a Company office, home office, or other fixed site meeting with current and potential residential mortgage customers.
Verify, compile, and input mortgage loan application information.
Discuss and advise clients about their home loan options.
Review residential loan application files for completeness and compliance with established standards, including mortgage type and amount, borrower assets and liabilities, and length of employment.
Inform a supervisor of discrepancies in title or survey.
Perform other related duties as assigned.