Life Insurance Specialist - Plantation, FL

AAA-The Auto Club Group•Plantation, FL
•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist drives business growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify customer needs, close sales, meet production goals, and collaborate with branch partners to maximize referrals, cross-selling, and member satisfaction. The position is based primarily in an ACG branch location and works Monday through Friday, 8:30 a.m. to 5:30 p.m. It is an hourly, non-exempt role with a guaranteed annual base pay of $31,000 and commissions. The posting advertises average earnings of $75,000–$100,000, unlimited income potential, and a $2,500 sign-on bonus paid in installments after 30 and 90 days of employment. The work is performed in a temperature-controlled office. Irregular hours, including evenings and weekends, may be required. Limited travel for community events is required, with exposure to road hazards and temperature extremes.

Requirements

  • Active, valid state Life license.
  • Ability to take and pass LUTC or CLU coursework.
  • Maintain the Life and Health licenses required to sell products.
  • Valid state driver’s license.
  • Qualify for, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
  • High school diploma or equivalent.
  • At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
  • Experience selling intangible products.

Responsibilities

  • Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch location and under minimal supervision.
  • Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, and seminars.
  • Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
  • Achieve established sales goals.
  • Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
  • Use sound sales practices when working with customers.
  • Respond to customer inquiries and problems.
  • Build sales opportunities through customer engagement and follow-up.
  • Complete appropriate applications and forms.
  • Follow internal processing procedures to ensure transactions comply with company policies and practices.
  • Prepare reports documenting prospecting and sales activities.
  • Maintain specified production standards and persistency levels for required products.
  • Work collaboratively with others in the branch to reach business goals and maximize leads, sales, and cross-sell opportunities.
  • Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

  • $2,500 sign-on bonus: $1,000 after 30 days and $1,500 after 90 days of employment.
  • Unlimited income potential and new elevated tiered commissions for the first 12 months.
  • Medical plans with multiple coverage options, including HSA eligibility.
  • Prescription drug coverage.
  • Dental and vision benefits.
  • Employee Assistance Program.
  • Company-paid basic life insurance; optional supplemental life insurance and dependent coverage.
  • Short- and long-term disability coverage.
  • Optional critical illness, accident, and pet insurance.
  • 401(k) plan, company matching contributions, and an additional company contribution.
  • Health Savings Account and Flexible Spending Account options.
  • Accrual-based paid time off, eligible after 90 days of employment.
  • Paid holidays, mental health day, floating holidays, and volunteer day for eligible full-time employees.
  • Paid parental, bereavement, jury duty, and military leave.
  • Tuition assistance up to $5,250 annually, with 80% covered by ACG.
  • 100% reimbursement for eligible professional certification programs.
  • Career development and advancement opportunities.
  • Complimentary AAA membership with roadside assistance and travel discounts.
  • Adoption assistance program.
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