Life Insurance Specialist - Boynton Beach, FL

Auto Club Group•Boynton Beach, FL
•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to uncover needs, close sales, achieve production goals, and support long-term member satisfaction. The position works primarily within an ACG branch and collaborates with branch partners to increase referrals and cross-selling opportunities. The schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m. The role is based at 4880 Woolbright Road, Boynton Beach, Florida, in a temperature-controlled office environment. Irregular hours, including evenings and weekends, may be required. Limited travel for community events is required, with exposure to road hazards and temperature extremes. Compensation includes a guaranteed annual base pay of $31,000, plus commissions, with stated average earnings of $75,000–$100,000 and unlimited income potential. A $2,500 sign-on bonus is paid in two installments: $1,000 after 30 days of employment and $1,500 after 90 days. The role is hourly, non-exempt, and eligible for overtime. Benefits include health and wellness coverage, financial protection, retirement savings, paid time off and leave programs, career development and education support, and additional perks. Specific offerings include medical, prescription, dental and vision coverage; an Employee Assistance Program; company-paid basic life insurance; optional supplemental life and dependent coverage; short- and long-term disability; critical illness, accident, and pet insurance options; a 401(k) with company contributions; HSA and FSA options; PTO, paid holidays, mental health and floating holidays, volunteer time, and paid leave programs; tuition assistance and eligible certification reimbursement; complimentary AAA membership; and adoption assistance.

Requirements

  • Active, valid State Life license.
  • Ability to take and pass LUTC or CLU coursework.
  • Maintain the Life and Health licenses required to sell products.
  • Valid State driver’s license.
  • Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
  • High school diploma or equivalent.
  • At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
  • Experience selling intangible products.

Responsibilities

  • Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch, under minimal supervision.
  • Develop leads and prospects for new accounts through calls, mailings, referrals, networking, website inquiries, and seminars.
  • Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
  • Achieve established sales goals.
  • Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
  • Use sound sales practices when working with customers.
  • Respond to customer inquiries and problems.
  • Build sales opportunities through customer engagement and follow-up.
  • Complete appropriate applications and forms.
  • Follow internal processing procedures to ensure transactions comply with company policies and practices.
  • Prepare reports documenting prospecting and sales activities.
  • Maintain specified production standards and persistency levels for required products.
  • Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-sell opportunities.
  • Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

  • $2,500 sign-on bonus, paid as $1,000 after 30 days and $1,500 after 90 days of employment.
  • Guaranteed annual base pay of $31,000 plus commissions; stated average earnings of $75,000–$100,000 and unlimited income potential.
  • Medical plans with multiple coverage options, including HSA eligibility.
  • Prescription drug coverage.
  • Dental and vision benefits.
  • Employee Assistance Program.
  • Company-paid basic life insurance and optional supplemental life insurance and dependent coverage.
  • Short-term and long-term disability coverage.
  • Critical illness, accident, and pet insurance options.
  • 401(k) plan with company match and additional company contributions, subject to the stated eligibility and vesting terms.
  • Health Savings Account and Flexible Spending Account options.
  • Accrual-based paid time off for eligible employees.
  • Company-paid holidays, mental health day, floating holidays, and volunteer day for eligible full-time employees.
  • Paid parental, bereavement, jury duty, and military leave programs.
  • Tuition assistance up to $5,250 annually, with 80% covered by ACG.
  • 100% reimbursement for eligible professional certification programs.
  • Career development and advancement opportunities.
  • Complimentary AAA membership with roadside assistance and travel discounts.
  • Adoption assistance program.
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