Life Insurance Specialist - North Riverside, IL

Auto Club Group•Riverside, IL

4d•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify member needs, close sales, meet production goals, and support long-term satisfaction. The specialist works primarily within an ACG branch and collaborates with branch partners to develop referrals and cross-selling opportunities. The position is based in a temperature-controlled office, with limited travel for community events. Travel may involve exposure to road hazards and temperature extremes. The schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m., with willingness to work irregular hours, including evenings and weekends. Compensation includes a guaranteed annual base pay of $32,000, plus commissions, with stated average earnings of $75,000–$100,000 and unlimited income potential. A $2,500 sign-on bonus is paid in two installments: $1,000 after 30 days of employment and $1,500 after 90 days. The posting also describes benefits including health coverage, retirement savings, paid time off and holidays, leave programs, education assistance, and other employee perks.

Requirements

Hold an active, valid State Life license.
Be able to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Possess a valid State driver’s license.
Qualify for, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
Have a high school diploma or equivalent.
Have at least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Have experience selling intangible products.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch location, under minimal supervision.
Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
Use sound sales practices when working with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Work collaboratively with others in the Branch to reach business goals.
Maximize leads, sales opportunities, and cross-sell opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus, paid as $1,000 after 30 days and $1,500 after 90 days of employment.
Guaranteed annual base pay of $32,000, plus commissions and unlimited income potential; stated average earnings are $75,000–$100,000.
Medical plans with multiple coverage options, including HSA eligibility, and prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance; optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan with company match and additional company contributions, subject to stated eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, with full-time new employees receiving up to 12 days annually; eligibility begins after 90 days of employment.
10 company-paid holidays annually for eligible full-time employees, plus one mental health day, two floating holidays, and one volunteer day.
Paid leave programs, including parental, bereavement, jury duty, and military leave.
Tuition assistance of up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.