Life Insurance Specialist - Iowa

AAA-The Auto Club Group•Cedar Rapids, IA

5d•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist works as a Field Life Agent, building relationships and developing leads to help members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify customer needs, close sales, achieve production goals, and support long-term member satisfaction. The position is based primarily at the ACG branch location and collaborates with branch partners to develop referrals and cross-selling opportunities. The schedule is Monday through Friday, 8:30 a.m. to 5:30 p.m. The work takes place in a temperature-controlled office. Irregular hours, including evenings and weekends, may be required. Limited travel is required for community events, with possible exposure to road hazards and temperature extremes.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.
Ability and willingness to work irregular hours, including evenings and weekends.
Ability to perform the duties and requirements of the position, with reasonable accommodations as needed for otherwise qualified applicants.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch location and under minimal supervision.
Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, seminars, and other marketing activities.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques, and use sound sales practices with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures so transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales opportunities, and cross-selling opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.
Maintain regular and reliable attendance.

Benefits

$2,500 sign-on bonus: $1,000 after 30 days of employment and $1,500 after 90 days.
Unlimited income potential; average earnings of $75,000–$100,000 including base pay and commissions.
New elevated tiered commissions for the first 12 months.
Guaranteed annual base pay of $31,500; non-exempt and eligible for overtime.
Medical plans with multiple coverage options, including HSA eligibility.
Prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance and optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Optional critical illness, accident, and pet insurance.
401(k) plan with a 50% company match on employee contributions up to 6% of pay, immediate vesting for the match, and an additional company contribution of 4% of pay each pay day, 100% vested after three years of service.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off; full-time new employees receive up to 12 PTO days annually, with eligibility beginning after 90 days.
10 company-paid holidays annually for full-time employees, plus one mental health day, two floating holidays, and one volunteer day.
Paid leave programs, including parental, bereavement, jury duty, and military leave.
Tuition assistance up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.