Licensed Loan Officer
About The Position
Northgate Mortgage LLC is hiring a Licensed Loan Officer in Farmington Hills, Michigan. The role involves prospecting for mortgage business, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing. The company offers a diverse range of lending solutions, including conventional, FHA, purchase, refinance, cash-out refinance, reverse mortgage, construction, DSCR, residential mortgage, and commercial lending products. Compensation is commission-only, with no guaranteed salary or hourly wage. Earnings are based on funded loan production and closed transactions, with significant upside for high-volume producers. Benefits are eligible after 90 days and include health insurance, a 401(k), professional development, licensing support, additional state-license assistance, and training.
Requirements
- Hold an active NMLS Mortgage Loan Originator License or have successfully completed the SAFE Mortgage Licensing Exam.
- Be able to obtain required state licenses.
- Have strong verbal and written communication skills.
- Have excellent relationship-building skills.
- Have strong sales and customer service abilities.
- Be able to manage multiple borrowers and active files.
- Have strong time-management and organizational skills.
- Be comfortable with a commission-only compensation structure.
- Be able to make outbound calls and develop business.
- Be able to maintain borrower confidentiality.
- Have a goal-driven, self-motivated mindset.
- Be able to learn company systems and mortgage products.
Nice To Haves
- Experience in mortgage lending.
- Experience in mortgage sales.
- Experience in loan origination.
- Experience in banking.
- Experience in financial services.
- Experience managing borrower relationships.
- Experience managing a mortgage pipeline.
- Experience with lead conversion and prospecting.
Responsibilities
- Generate mortgage loan opportunities.
- Develop referral and borrower relationships.
- Convert company-provided leads.
- Conduct borrower consultations.
- Analyze borrower financing needs and recommend appropriate mortgage products.
- Collect and review loan documentation.
- Maintain pipeline activity and follow-up schedules.
- Guide borrowers from application through closing.
- Work with processors, underwriters, and operations teams.
- Ensure compliance with lending regulations.
- Meet production and funding goals.
Benefits
- Health insurance, eligible after 90 days.
- 401(k), eligible after 90 days.
- Professional development, eligible after 90 days.
- Company-paid licensing support.
- Assistance obtaining additional state licenses.
- Mortgage product training.
- In-house systems training.
- Workflow and process training.
- Career advancement opportunities.
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What This Job Offers
Job Type
Full-time
Education Level
No Education Listed
