Liability Modeler

Unified Life Insurance•Indianapolis, IN

11d

About The Position

We are seeking a highly motivated actuary to join a growing actuarial team. This role serves as a key modeling resource supporting actuarial and financial functions across health, life, and annuity products, including actuarial modeling, reserving, cash flow testing, financial planning and forecasting, reinsurance reporting, and experience analysis. The position supports all lines of business, with particular emphasis on annuity expertise and providing technical leadership and insight for annuity products while expanding exposure to life and health business. The ideal candidate combines strong modeling and analytical skills with a practical understanding of insurance financial reporting and risk management. The role develops and enhances models; supports valuation, financial reporting, planning, forecasting, and reinsurance activities; and partners with Finance and Accounting to analyze and communicate business results. It also contributes to building and enhancing actuarial capabilities in a growing organization.

Requirements

FSA with at least 5 years of actuarial experience, or ASA with at least 10 years of actuarial experience.
Significant experience with MYGA, FIA, and FIA with GLWB products.
Strong actuarial modeling and analytical skills.
Experience with reserving, forecasting, financial reporting, or cash flow testing.
Strong communication and problem-solving skills.
Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, or a related field.

Nice To Haves

Experience with supplemental health products, including accident, critical illness, hospital indemnity, and other voluntary benefits.
Experience with life products.
Experience with actuarial software such as Integrate/MG-ALFA, AXIS, Prophet, or similar platforms.
Proficiency with SQL, Python, VBA, Power BI, or other analytical tools.
MAAA designation.
Deep expertise in annuity products and actuarial modeling.
Interest in developing broader expertise across life and health products.
Strong technical skills coupled with sound business judgment.
Ability to thrive in a hands-on environment where ownership, initiative, and collaboration are highly valued.
Desire to help build and enhance actuarial capabilities within a growing organization.

Responsibilities

Develop, maintain, and enhance actuarial models supporting annuity, health, and life products.
Support cash flow testing, reserve adequacy analysis, and asset-liability management initiatives.
Perform scenario testing, sensitivity analysis, and profitability assessments.
Improve and automate actuarial reporting and modeling processes.
Support monthly, quarterly, and annual reserve calculations and financial reporting.
Analyze emerging experience and develop recommendations for assumption updates.
Assist with statutory, management, and regulatory reporting requirements.
Support actuarial memorandum and documentation development.
Support annual planning, budgeting, and periodic forecast processes.
Develop projections of earnings, capital, cash flows, and key business metrics.
Partner with Finance and Accounting teams to analyze and communicate business results.
Support reinsurance reporting, treaty administration, and financial analysis.
Analyze the impact of new and existing reinsurance arrangements.
Assist with reserve and settlement reconciliations and other ceded reinsurance reporting requirements.