Lending Product & Pricing - Senior Associate

JPMorgan Chase & Co. • Columbus, OH

2d

About The Position

As a Senior Associate in Business Banking Lending Finance, you will support pricing analysis, forecasting, and management reporting across retail and wholesale lending portfolios. You will translate business cases into financial performance analysis and provide actionable insights to help leaders make informed decisions. You will contribute to initiatives from concept through implementation and ongoing monitoring, collaborating with stakeholders to interpret results and shape key decisions. You will also identify opportunities to improve management reporting efficiency while maintaining strong governance and controls.

Requirements

• 4+ years of progressive experience in finance, analytics, pricing, or business management.
• Bachelor’s degree in finance, statistics, accounting, or a related field.
• Strong financial acumen and ability to solve complex problems using data-driven analysis.
• Ability to operate independently, manage multiple priorities, and deliver results in a dynamic environment.
• Strong stakeholder management skills and ability to influence partners at multiple levels.
• Experience developing business cases and recommendations that connect analysis to decision-making.
• Proficiency in Excel and PowerPoint, with strong data analytics capability, including data mining and manipulation using SQL, Alteryx, or similar tools.
• Excellent communication skills, including the ability to present clearly and tell a story with data.
• Ability to improve processes, support automation, and partner effectively with product teams.
• Strong attention to detail and a well-organized, solutions-oriented approach.

Nice To Haves

• Experience with lending products and pricing, including rate grids, floors and ceilings, segmentation, and pricing parameter governance.
• Experience building financial models and analytics tooling with strong control standards.
• Familiarity with wholesale and retail lending portfolios and profitability frameworks used in financial performance assessment.

Responsibilities

• Collaborate with Product, Credit Decisioning, and Risk partners to provide finance support for lending pricing strategy from concept through implementation and ongoing monitoring.
• Develop and maintain financial analysis models and tooling in partnership with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.
• Evaluate relationship-based pricing and discount requests through economic assessments, including profitability, shareholder value added, and return on equity, and document recommendations.
• Govern key economic, capital, and expense assumptions and deliver decision-ready analysis for product strategy business cases.
• Refresh and maintain pricing parameters, including rate grids, floors and ceilings, segmentation, and other pricing levers.
• Lead and contribute to ad hoc analyses and deep dives on key business questions, including pricing tests assessing trade-offs across rate, volume, risk, and profitability.
• Own management dashboards and reporting, identifying opportunities to modernize through data centralization and the development of intelligent solutions and user tools.

Benefits

• Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
• Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior