Lending Assistant

Renasant Bank•Tampa, FL

About The Position

The Lending Assistant supports the Executive Officer, Branch Manager, or Loan Officer by gathering financial and credit information used in credit decisions, preparing and proofreading loan documents, and handling confidential bank files and records. The role assists with loan closings and may be responsible for closing loans, as well as preparing entries to book loans. The position also supports customers with deposit inquiries and problems, helps with collection efforts, monitors loan-related items and information, and performs Personal Banker duties or other branch assignments when needed. The role requires effective communication and interpersonal skills, careful handling of confidential information, and adherence to procedures intended to safeguard bank employees, customers, and assets.

Requirements

High school diploma or equivalent.
At least 2 years of job-related experience.
Ability to operate a personal computer using Microsoft Word and Excel.
Basic knowledge of accounting.
Ability to deal tactfully and effectively with customer issues and co-workers.
Technical knowledge and proficiency to handle the activities and responsibilities of the job.
Excellent organizational skills and ability to multitask.

Nice To Haves

Ability to use DecisionPro and nCino.
Working knowledge of SBLU, BBLU, CLU, and the LSP (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and Loan Submission Package).

Responsibilities

Prepare loan papers, documents, files, and correspondence.
Help lenders collect financial and related data to assess prospects’ general credit worthiness and the merits of specific loan requests.
Collect information reflecting customers’ current credit worthiness and the current merits of existing loans.
Monitor the overdraft list in the lender’s absence and call for deposits as needed.
Support lender collection efforts by preparing correspondence and monitoring payments.
Assist in preparing management reports, including past-due reports.
Prepare entries needed to book loans, including loan proceeds checks.
Assist loan customers with daily deposit inquiries and problems.
Follow up on tickler exceptions.
Maintain records and prepare master note draws, construction lines of credit, and other business-related lines of credit.
Determine the loan documentation and compliance documents needed for loans.
Close loans regularly.
Assist the lender in monitoring and collecting information needed for note renewals.
Work as a Personal Banker when needed.
Assist with other branch assignments as needed.
Perform other related duties as assigned.