Lending Assistant

Renasant Bank • Monticello, FL

1d

About The Position

The Lending Assistant supports the Executive Officer, Branch Manager, or Loan Officer by gathering financial and credit information used in credit decisions, preparing and proofreading loan documents, maintaining confidential bank files and records, and assisting with loan closings. The role may be responsible for closing loans and prepares all entries needed to book loans.

The position also provides daily assistance to loan customers, supports lending and collection activities, monitors loan documentation and renewal information, and may work as a Personal Banker or assist with other branch assignments as needed. The bank describes its professional environment as one requiring effective communication, strong interpersonal skills, confidentiality, and careful adherence to procedures intended to safeguard employees, customers, and assets.

Requirements

• High school diploma or equivalent.
• At least 2 years of job-related experience.
• Ability to operate a personal computer using Microsoft Word and Excel.
• Basic knowledge of accounting.
• Ability to deal tactfully and effectively with customer issues and coworkers.
• Technical knowledge and proficiency to handle the job’s activities and responsibilities.
• Excellent organizational skills and ability to multitask.

Nice To Haves

• Ability to use DecisionPro and nCino.
• Working knowledge of SBLU, BBLU, CLU, and the LSP (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and Loan Submission Package).

Responsibilities

• Prepare loan papers, documents, files, and correspondence.
• Help lenders collect financial and related data to assess prospective borrowers’ general creditworthiness and the merits of specific loan requests.
• Collect information reflecting customers’ current creditworthiness and the current merits of existing loans.
• Monitor the overdraft list in the lender’s absence and call for deposits as needed.
• Support collection efforts by preparing correspondence and monitoring payments.
• Assist in preparing management reports, including past-due reports.
• Prepare all entries needed to book loans, including loan proceeds checks.
• Assist loan customers with deposit inquiries and problems on a daily basis.
• Follow up on tickler exceptions.
• Maintain records and prepare master note draws, construction lines of credit, and other business-related lines of credit.
• Determine the loan documentation and compliance documents required for loans.
• Close loans regularly.
• Assist the lender in monitoring and collecting information needed for note renewals.
• Work as a Personal Banker when needed.
• Assist with other branch assignments as needed.
• Perform other related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED